Achieve Your Goals: Consolidate Debt, Travel or Improve Your Home
Home equity can be a valuable financial resource for funding renovations, consolidating debt, or investing in new opportunities.
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60,000 people who call Mid Minnesota their home, trust us to help them finance their “home sweet homes.”
Credit Union Mortgages
Our team of loan officers offer mortgage services customized to your needs. They’ll help you explore options and rates, calculate different scenarios and see why credit union mortgages are better. After the closing. Mid Minnesota Federal Credit Union is still here providing locally serviced mortgages. Your local credit union is proud to be an equal opportunity housing lender.
Home Equity Loans
We offer home equity loans for almost every scenario. Chat with an MMFCU loan officer, or see the options below, to find one suited for you.
With some of the best rates in town and flexible options, we’re confident you’ll find what you need. For short-term borrowing, we also offer home equity loans.
Building & Remodeling Loans
We offer single close construction and remodeling loans.
Chat with an MMFCU loan officer to find one suited for you. With some of the best rates in town and flexible options, we’re confident you’ll find what you need. For short-term borrowing, we also offer home equity loans.
Rates at a Glance
See the current rates available with Mid Minnesota.
Home Equity Line of Credit (HELOC)
Rates as low as
7.00% APR
Construction Loans
Rates as low as
5.99% APR
Home Property Equity
Rates as low as
5.99% APR
Protect Your Safe Place
Find options to keep your home covered and not have to worry.
Home, it’s your safe place. It’s where families are raised and memories are created. Agents with The Insurance Office at Mid Minnesota are there to help you find the coverage that is right for your safe haven. Get a free no obligation insurance quote from them today by calling (218) 828-1118.
Make a Loan Payment
Payments are made easy at MMFCU. Write a check, have us deduct them from your paycheck, make payments at an office or in online banking, or even set up automatic withdrawals. Choose whatever works for you!
Mortgage Costs
When we are in the market for a new home we often forget to budget for other costs as part of a mort
How long is a pre-approval good for?
Buying a home, whether a first time home buyer, or looking to downsize or get a larger home can be o
Are there $0 Down Payment Loan Options?
Are there $0 down payment home loan options? Find out more.
Why Choose MMFCU?
It's time to do banking differently. At MMFCU, we believe that true financial growth can only happen when we all grow together. Credit union banking is rooted in locals serving locals, for the good of our community. We care about this community because it's our home too. When you progress, so do we and in turn, we help others do the same. Owned by members (that's you!) and led by members-that's the credit union difference.
Need help or have questions?
Chat with one of our expert staff: