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Find the loan to fit your next adventure.
Explore Your Way
If you are looking to purchase a new recreational vehicle, we have options to fit your unique lifestyle. Find the perfect fit and start your new adventure on the road, trail, lake, or at the campsite. Discover Recreational Loan Options at MMFCU.
RV Loans and Boat Loans
Get ready for camping with the family or that big fishing trip by financing your new RV or boat with Mid Minnesota.
Off-Road Vehicle Loans
Whether you are going off road or just like feeling the wind in your hair, you’ll be able to finance your new purchase with us.
Rates at a Glance
See what’s available for recreational vehicles.
Discover competitive loan rates from your local credit union.
Autos & Motorcycles
3.94% APR^
RVs & Boats
4.44% APR^
Off Road Vehicles
6.19% APR^
Classic Credit Card
9.99% APR
Calculate your options
MMFCU Recreational Loan Perks
Easy Payments
Protection Services
Protect your purchase for as little as a few cents per month. We offer services to help cover your loan payment, extend the vehicle warranty and insure your vehicle.
Verify Insurance Coverage to Save
Having your insurance coverage on file with Mid Minnesota saves you money. If you change insurance carriers or recently bought your vehicle, update your insurance information to keep your payment low.
Take your adventures knowing you’ve got the right insurance option for your lifestyle.
Whether you are camping in your RV, going on a winter vacation with your snowmobile, or taking the boat out on the water, have peace of mind knowing you are protected with the right insurance option for you. Agents with The Insurance Office at Mid Minnesota are there to help you find the coverage that is right for you. Get a free no obligation insurance quote from them today by calling (218) 828-1118.
Make financing your new purchase easy with one of our recreational dealer partners throughout Central Minnesota.
With on-the-spot financing, cut out the trip to the credit union and sign at the dealer!
Why Choose MMFCU?
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^APR is Annual Percentage Rate. Loans subject to credit approval. Loan fees apply and Annual Percentage Rate (APR) will vary based on personal credit history, the loan amount, term, collateral, and any fees. Loan payment example: A $20,000 loan for a term of 36 months with a 6.58% APR, including a $25 processing fee, will have a $612.98 monthly payment. Maximum term varies based on credit score, collateral and loan amount.