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Plan For Your Tomorrow, Starting Today.

Our team offers comprehensive wealth management and retirement planning—including 401(k)s, IRAs, annuities, and college savings. We’ll help you identify your current needs and build a strategic plan for your future.

Matthew Ratchenski LPL Financial Advisor, CRPC™ conferred by College for Financial Planning

Matt Ratchenski

LPL Financial Advisor, CRPC™ conferred by College for Financial Planning
(218) 325-6540
m.ratchenski@lpl.com

Anissa Klein Financial Service Coordinator

Anissa Klein

Financial Service Coordinator
(218) 829-0371 ext. 143
anissa.klein@lpl.com

 

 

Mark Meyer Program Manager

Mark Meyer

Know who you are working with

Check the background of the investment professional associated with this site on FINRA’s BrokerCheck.

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Your Credit Union (“Financial Institution”) provides referrals to financial professionals of LPL Financial LLC (“LPL”) pursuant to an agreement that allows LPL to pay the Financial Institution for these referrals. This creates an incentive for the Financial Institution to make these referrals, resulting in a conflict of interest. The Financial Institution is not a current client of LPL for advisory services.  
Please visit https://www.lpl.com/disclosures/is-lpl-relationship-disclosure.html for more detailed information.

Securities and advisory services are offered through LPL Financial (LPL), a registered investment advisor and broker-dealer (member FINRA/ SIPC). Insurance products offered through LPL Financial or its licensed affiliates . Mid Minnesota Federal Credit Union (MMFCU) and Mid Minnesota Investment & Retirement Services (MMIRS) are not registered broker/dealers or investment advisor. Registered representatives of LPL offer products and services using MMIRS and may also be employees of MMFCU. These products and services are being offered through LPL or its affiliates, which are separate entities from, and not affiliates of, MMFCU or MMIRS. Securities and insurance offered through LPL or its affiliates are:

Not Insured by NCUA or Any Other Government Agency Not Credit Union Guaranteed Not Credit Union Deposits or Obligations May Lose Value

 

The LPL Financial representative associated with this website may discuss and/or transact securities business only with residents of the following states: Alabama, Arizona, Florida, Iowa, Kansas, Minnesota, Montana, Nebraska, North Carolina, North Dakota, New York, Oregon, South Dakota, Texas, Utah, Washington, Wisconsin and Wyoming.

LPL Financial Form CRS

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MMFCU is not responsible for the content or availability of linked sites. Please be advised that MMFCU does not represent either the third party or you, the member, if you enter into a transaction. Further, the privacy and security policies of the linked site may differ from those practiced by the credit union.