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Take on the trails and roads with a new off-road vehicle loan.
Off Road Vehicle Loans
With flexible terms and competitive rates, you’ll be set for any season. Find the Off Road Vehicle for you.
ATV Loans
Want to have some fun out on the trail or just need a new ATV for hunting? ATV financing is made easy with a Mid Minnesota ATV Loan.
Side-by-Side and UTV Loans
If you are looking for something more than just an ATV, but want to be able to go out on the trail or even use it for a business need, we have you covered.
Snowmobile Loans
When the snow has fallen and the powder is fresh, are you going to be ready? Purchase your new snowmobile now and be ready when the snow flies.
Personal Watercraft Loans
Have fun out on the water with a personal watercraft. These loans cover that new jetski you’ve had your eye on and possible accessories.
Don’t know where to start?
Start shopping at one of our recreational dealership partners and skip the step of coming to the credit union! On-The-Spot Financing makes the application process easy.
Take on the trails, water and roads knowing you are covered
Give yourself peace of mind knowing your ATV, snowmobile, jet ski or side-by-side is protected. Agents with The Insurance Office at Mid Minnesota are there to help you find the coverage that is right for you. Get a free no obligation insurance quote from them today by calling (218) 828-1118.
Off-Road Vehicle Loan Rates
Off Road Vehicles
6.19% APR^
MMFCU Off Road Vehicle Loan Perks
Easy Payments
You can make loan payments however it suits you best. Set up auto withdrawals, have us deduct them from your paycheck, or make payments at your convenience with online banking. Whatever you choose!
Protection Services
Protect your purchase for as little as a few cents per month. We offer services to help cover your loan payment, extend the vehicle warranty and insure your vehicle.
Verify Insurance Coverage to Save
Having your insurance coverage on file with Mid Minnesota saves you money. If you change insurance carriers or recently bought your vehicle, update your insurance information to keep your payment low.
Calculate your options
Need help or have questions?
Chat with one of our expert staff:
^APR is Annual Percentage Rate. Loans subject to credit approval. Loan fees apply and Annual Percentage Rate (APR) will vary based on personal credit history, the loan amount, term, collateral, and any fees. Loan payment example: A $20,000 loan for a term of 36 months with a 6.58% APR, including a $25 processing fee, will have a $612.98 monthly payment. Maximum term varies based on credit score, collateral and loan amount.