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Get ready to take on the road or the water in a new RV or boat.

Get ready to take on the road or the water in a new RV or boat
Speedboat out on the water pulling a water skier.

Get Ready For Your Next Adventure

Make sure you are ready for your next adventure whether it is a lake, a road or even a campsite. Purchase your new RV or boat with us using an online fast and easy application or by visiting one of our local recreational dealer partners for on-the-spot financing. 

RV Loans
RV Loans

Go cross-country with a new RV or camper with RV financing at Mid Minnesota. Looking for a new-to-you RV? No problem, finance a new or used RV with an extended term and get our ‘New’ rate for models up to three years old.

Boat Loans
Boat Loans

Cruise across the water with a boat! Boat financing is easy with MMFCU.

Purchase your boat new or used, with flexible terms and get our ‘New’ rate for boat models up to three years old!

RV & Boat Loan Rates

Loan Rates
RVs & Boats
Rates as low as
4.44% APR^
Find the insurance option that fits your lifestyle.

Find the insurance option that fits your lifestyle.

Whether you are camping in your RV or taking the boat out on the water, have peace of mind knowing you are protected with the right insurance option for you. Agents with The Insurance Office at Mid Minnesota are there to help you find the coverage that is right for you. Get a free no obligation insurance quote from them today by calling (218) 828-1118.

Make financing your new purchase easy with one of our recreational dealer partners throughout Central Minnesota

Make financing your new purchase easy with one of our recreational dealer partners throughout Central Minnesota.

With on-the-spot financing, cut out the trip to the credit union and sign at the dealer!

MMFCU Recreational Loan Perks

Easy Payments
Easy Payments
You can make loan payments however it suits you best. Set up auto withdrawals, have us deduct them from your paycheck, or make payments at your convenience with online banking. Whatever you choose!
Protection Services
Protection Services

Protect your purchase for as little as a few cents per month. We offer services to help cover your loan payment, extend the vehicle warranty and insure your vehicle.

Verify Insurance Coverage to Save
Verify Insurance Coverage to Save

Having your insurance coverage on file with Mid Minnesota saves you money. If you change insurance carriers or recently bought your vehicle, update your insurance information to keep your payment low.

Calculate your options

^APR is Annual Percentage Rate. Loans subject to credit approval. Loan fees apply and Annual Percentage Rate (APR) will vary based on personal credit history, the loan amount, term, collateral, and any fees. Loan payment example: A $20,000 loan for a term of 36 months with a 6.58% APR, including a $25 processing fee, will have a $612.98 monthly payment.  Maximum term varies based on credit score, collateral and loan amount.

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MMFCU is not responsible for the content or availability of linked sites. Please be advised that MMFCU does not represent either the third party or you, the member, if you enter into a transaction. Further, the privacy and security policies of the linked site may differ from those practiced by the credit union.