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A student loan is an investment in your future.

A student loan is an investment in your future
Student sitting at desk look at laptop

FAFSA 2027-2028: Key Updates for Students and Families Webinar

Wednesday, October 14
Noon or 5pm
Virtual
 

The Free Application for Federal Student Aid (FAFSA) opens each year in October and is the key to unlocking funding for college. While the 2027-2028 FAFSA process should be similar to last year’s, financial aid options have been impacted by the OBBB — especially for graduate students. This session provided by MMFCU's partner Student Choice will be presented by a college expert covering:

  • How the OBBB Reshaped Financial Aid
  • FAFSA Timeline and Deadlines
  • Why complete the FAFSA?
  • Navigating the FAFSA – before, during, and after

You will need to register to be able to attend. 

Minnesota Credit Union Foundation Scholarships

September 1 - November 30

MMFCU is partnering with the Minnesota Credit Union Foundation Scholarship Council to offer $24,000 in scholarships to you, our members. A total of 16 applicants will be awarded a scholarship of $1,500. Eight traditional applicants and eight non-traditional applicants will receive a scholarship. 

Any Mid Minnesota member pursuing education in the fall of 2027 and spring of 2028, or is a high school senior graduating in 2027 is eligible to apply and applications are being accepted through November 30, 2026. 

Minnesota credit union FSC logo
Fixed & Variable Rate Student Loans

Fixed & Variable Rate Student Loans

Mid Minnesota’s Student Choice private lending solution has lower interest rates and more flexible repayment options than the average credit union student loan. Unlike other loan products, MMFCU’s Student Choice private lending solution offers zero origination fees, lower interest rates and flexible repayment options. We’re here to fill any gaps in funding and financial aid you may have that exist after scholarships, grants, awards and Federal student loans.

Have Student Loans?

You have options.

Refinancing is one option you may want to consider. MMFCU can help. Learn more and earn $250 cash if you decide refinancing is right for you!  Loans subject to credit approval. See website for details.

Refinance and Save

Looking to refinance or consolidate student loans to have one payment, a lower rate, or even a smaller payment amount?

Try refinancing your student loans and make managing your loans easier. Take control of your student loans today with both fixed and variable rate options!

In order to receive funding for your credit union student loan, you will need to attend an approved school in the United States.

Check Out Approved Schools

In order to receive funding for your credit union student loan, you will need to attend an approved school in the United States. 

Need help?

Chat with a college counselor or an expert representative now.

Online/Mobile Banking

Online/Mobile Banking

Take MMFCU with you wherever you go with Online or Mobile Banking.

Shared Branching

Shared Branching

Not near a Mid Minnesota Office? Try one of the branches nationwide in the Shared Branching Network. Manage your money and transactions as if you are in an MMFCU Office.

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