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Whether you’re looking for a new or a new-to-you vehicle we’ve got options for you.
Financing Made Easy
We make it simple to finance vehicles with MMFCU. Apply online any time, anywhere or discover the convenience of on-the-spot financing at one of our partner dealerships. Whether you’re buying new or used, our auto loan rates are always competitive. Get an even lower rate when buying a current model year or one that’s within 3 years.
Looking to buy that new or used vehicle from a dealership?
Stop into one of our preferred partner dealerships. Apply and receive your approval for a Mid Minnesota auto loan right at the dealership with on-the-spot financing! Save yourself the trip to the credit union and save money with credit union rates.
If you’re not a member of the credit union. You can sign up for membership at the dealership too or fill out an application online.
Make sure your vehicle is covered
As we know, car insurance coverage varies from person to person and car to car. But be sure, we’ll find the right coverage for you, while also trying to save you money. Agents with The Insurance Office at Mid Minnesota are there to help you find the coverage that is right for you. Get a free no obligation insurance quote from them today by calling (218) 828-1118.
Calculate your options
Auto Loan Rates
MMFCU Auto Loan Perks
Easy Payments
Protection Services
Protect your purchase for as little as a few cents per month. We offer services to help cover your loan payment, extend the vehicle warranty and insure your vehicle.
Verify Insurance Coverage to Save
Having your insurance coverage on file with Mid Minnesota saves you money. If you change insurance carriers or recently bought your vehicle, update your insurance information to keep your payment low.
Frequently asked questions
We're here to help, wherever you are on your financial journey.
- Why do we ask for a phone number at the start of a loan application?
We know that time is important to you, so by providing your cell phone number we can use a partnered software to pull public records and prefill as much information in your loan application as we can. Then all you have to do is review or edit it and add a few missing items.
- Why are we asking for your last four digits of your social security number?
For a loan application to be approved, a soft pull of your credit needs to take place. The last four digits of your social security number confirms that the credit pull is happening for the correct person. Allowing for faster loan approval and the opportunity for you to see other possible savings by refinancing existing loans with MMFCU.
Why Choose MMFCU?
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^APR is Annual Percentage Rate. Loans subject to credit approval. Loan fees apply and Annual Percentage Rate (APR) will vary based on personal credit history, the loan amount, term, collateral, and any fees. Loan payment example: A $20,000 loan for a term of 36 months with a 6.58% APR, including a $25 processing fee, will have a $612.98 monthly payment. Maximum term varies based on credit score, collateral and loan amount.