Our phone lines are currently down. We are working on the issue with our phone provider. Please use the Chat option on our website or log in to Online Banking or Mobile App and send a message or chat.
Switch to MMFCU
Whether you already have accounts with us and want to benefit from more products and services, or if you are looking for a new financial home, we’ve got you covered.
4 Steps to Switching Your Accounts
Great choice to move your accounts to MMFCU, where you are a member owner. We can help you through the 4 steps it takes.
- Identify automatic payments and direct deposits
- Open your new account(s)
- Update automatic payments and direct deposits
- Close your old account(s)
Identify Automatic Payments or Direct Deposits
Look through your bills, your statement or transactions online to see what comes out automatically. This can include any of the following or more:
- Rent/Mortgage
- Loan Payments (car, credit card, etc.)
- Utilities (water, power, gas, etc.)
- Savings Contributions
- Investments
Direct Deposits of:
- Paychecks
- Pension
- Social Security
Use form to keep track of any automatic payments or direct deposits.
Open Your New Account(s)
There are a few things you’ll need to bring or have on hand to open your new account(s). Have the items below to make the switch easier:
- State Government issued ID
- Social Security Number
- Funds for Deposit
- Proof of Address (only needed if your address is different than what is on your ID).
- A statement from your current financial institution (optional).
Accounts can be opened at any of our full-service locations, or you can open an account online using the button below.
Update Your Automatic Payments and Direct Deposits
Update Your Account Information
Most of the time you should be able to update your payment information online on the company’s website or by the company’s app. Look on the company website or app under your account in the payment management section.
Confirm the Account Updates
Check that your payment details updated and check/monitor your account(s) to see the payments are being made.
Update your Direct Deposits
Contact your Human Resources (HR) Department, provide your new account information (account number and routing number).
If you are updating a direct deposit for Social Security income or Pension income, contact them directly as they may have paperwork for you to fill out and return back to them.
Monitor Your Account(s)
Verify that automatic payments are being made as they should be and direct deposits are being deposited into your account(s).
Close Your Old Account(s)
Before you close your old account(s), make sure you do the following:
- Verify that all automatic payments and deposits are flowing through your new account. (This may take a couple of months).
- Review your transactions.
- Transfer your funds to your new account(s).
- Contact your old financial institution to let them know you would like to close your account(s).
- Confirm the closure of your old account(s).
You can use form to keep track of your automatic payments and direct deposits.
Manage Your Account Anywhere
Discover more ways to monitor your accounts in Online Banking. Make transfers from one account to another, or even from you to another member! Make payments to your loans at MMFCU with a click of a button, print statements or other important documents, or even set up a savings budget.
Banking anywhere you are is easy with MMFCU’s Mobile App. Similar to Online Banking, you can manage your accounts 24/7 with just your mobile phone! With additional online services that allow you to deposit a check into your account from anywhere, transfer funds and even monitor your credit score!
Make your check deposits from the comfort of your home or out running errands with Remote Deposit in the Mobile App. Don’t worry about finding time to go to an MMFCU office to deposit your checks when you have access 24/7.
Frequently asked questions
We're here to help, wherever you are on your financial journey.
- What is my account number?
Each account that you have with us has its own unique account number. Again, our staff can help you get this information, but only after you verify a few pieces of information about yourself. You can also find your account numbers in online banking or the mobile app.
Setting up direct deposit? You will also need your routing number for the financial institution you want the funds to go to. The same can be said if you are going to set up automatic payments to another financial institution or company. See the above FAQ for what your routing number is.
- What is my routing number?
MMFCU’s routing number is 291973360. Looking to set up direct deposit? You’ll need your account number that you want the funds to go to. The same can be said if you are looking to set up automatic payments to another financial institution or company. See the below FAQ for how to find your account number.
- What if I need help after hours?
When our staff is not available, you can still manage your money through online banking or mobile app services.
To report a debit or credit card lost or stolen, or that there has been fraudulent activity after hours, please call 1-866-820-8776, 24/7 and they will be able to help you.
- How do I access my account online?
To access your account online, you must register for online banking or the mobile app.
- What are Online Banking and Mobile App system requirements?
In general, Online Banking and Mobile App supports the latest two versions of supported browsers and computing platforms. For more information check below.
Online Banking
Google Chrome: Latest 2 Versions
Firefox: Latest 2 Versions
Microsoft Edge: Latest 2 Versions
Safari: Last 2 Major Versions, or 1 Major Version if over 1 year old
iOS: iOS and iPadOS 17 or higher
Android v12.0 and above
Mac Operating System macOS: 26(Tahoe), 15(Sequoia) or 14 (Sonoma).
Windows Operating System: Windows 11.
Mobile App
Supported versions of the Mobile App are defined as the current version back through the previous major version, including minor and patch versions.
For example, if the current app version is 4014.0.0 the supported versions are:
4014.0.0 (current version)
4013.2.0
4013.1.0
4013.0.0 (last major version)
Our Online Banking and Mobile App supports Microsoft Windows and Apple macOS computing platforms as well as Android and iOS mobile platforms. You can use the Mobile App on platforms with current and supported OS versions, as described in the tables above. End users without a supported device and OS version can access Online Banking through their browser. To help keep your information secure and provide the latest features and fixes, Our Online Banking and Mobile App follows platform and security best practices. Online Banking and Mobile App do not support operating systems, apps, or third-party components that don’t receive full security updates or ongoing maintenance.
Please note:
Browser Support Alert:
A dialog automatically opens if the end user is attempting to access Online Banking or the mobile app through an unsupported browser. This Browser Support Alert accommodates multiple browser versions and doesn’t alert end users based on earlier lists of official supported browsers. The supported browser alert logic is more lenient than the official supported browser list because:
- Some browsers release a new version every other month. Online Banking acknowledges that some end users might not automatically update their browsers every month and don’t want to be alerted every time they log in. As a compromise, the unsupported browser alert only appears for end users who have not updated their browsers in over three months.
- The alert is meant to warn end users using an unsafe or completely unsupported browser. Although Online Banking doesn’t test against unsupported versions, the application functions properly for 99% of end users who have updated their browsers in the last 18 months.
Peace of Mind
All credit union checking and savings accounts provided by Mid Minnesota are insured by the National Credit Union Administration (NCUA), an agency of the federal government, for up to $250,000.
Why Choose MMFCU?
Need help or have questions?
Chat with one of our expert staff: