Invest your way, for your goals.
Investing at Your Fingertips
We believe investing should be accessible to everyone. Through our new partnership with InvestiFi, you can now manage your investments within MMFCU's Online Banking or Mobile App.
Whether you want to trade individual stocks and crypto or prefer the peace of mind that comes with Guided Investing, we have you covered. InvestiFi's Guided portfolios are designed by experts to match your specific financial goals, providing professional management and automatic rebalancing so you can focus on what matters most.
Take the Wheel with Self-Guided Investing.
For the hands-on investor who wants total control. Use InvestiFi's portal to research, buy, and sell individual stocks and cryptocurrency in real-time. Build a portfolio that reflects your personal interests and market insights—all within Online Banking or the Mobile App.
Guided Investing, Done for You.
Don’t have the time to track the stock market every day? InvestiFi's Guided Investing lets you put your future on autopilot. Simply choose your goals and your comfort level with risk, and a professional portfolio of ETFs (Exchange-Traded Funds) will be tailored just for you. Your portfolio is managed by investment professionals and is periodically rebalanced to help you stay on track.
Why Use the Investment Portal?
Enjoy the stress free, simple and optional choice to invest. Investing in the portal is:
- Convenient: You can buy, sell and hold stocks and ETFs all within the InvestiFi Investment Portal within Online Banking or the Mobile App.
- Flexibility: Invest any amount self-guided from $1 to $250,000 per transaction with no purchase fees. For Guided Investing start with as little as $20 and as much as $250,000 per transaction. Thanks to fractional shares, you can own a piece of your favorite companies even if you aren't ready to buy a full share.
- Security: Enjoy near real-time funding directly from your checking account. By connecting your everyday banking with your investment portal, you can respond to market shifts with swift, decisive action.
Access to Cryptocurrency Made Easier
Take the guesswork out of crypto by trading directly, utilizing the new digital investing portal within Online Banking and the Mobile App. With InvestiFi, you can start building a digital portfolio with as little as $6, using your checking balance for instant purchases without the hassle of third-party transfers. Manage your coins supported by straightforward tools and educational resources designed for every experience level.
Frequently asked questions
We're here to help, wherever you are on your financial journey.
- Can anyone invest? No. Only account holders over the age of 18 and in good standing with the financial institution can buy, sell, or hold assets. Commercial accounts are not supported. Account holders residing in TX, ID, or NY are unable to trade.
- Does InvestiFi replace Mid Minnesota Investment and Retirement Services?
No. The new investing portal is included as a benefit of membership for access to self-guided personal, online investments for MMFCU members. For the rest of your investing needs, please continue to work with our Mid Minnesota Investment and Retirement Services financial advisors.
- What is digital investing?
Digital investing means having the power to shape your financial future right at your fingertips. Because the InvestiFi digital investing platform is available within your Online Banking experience, it’s never been more accessible to secure your place in the markets. Whether you’re using a desktop, laptop, or mobile device, the user-friendly tools for trading the coins or securities of your choice are waiting for you.
- What is the relationship between Mid Minnesota Federal Credit Union and InvestFi? Mid Minnesota Federal Credit Union has partnered with InvestiFi to integrate its digital investing platform into our Online Banking experience. This allows you to access InvestiFi’s learning and investing tools directly from within your banking interface and to invest directly from your checking account without having to transfer money to a third-party app.
- What level of security does InvestiFi have?
InvestiFi Inc. has achieved SOC 2 Compliance, an enterprise-grade best practices standard for protecting customers’ data.
Measures taken to achieve this designation include:
- Network and application layer penetration tests performed by industry leading security firms
- Continuous security control monitoring using the highest possible standards
- Data encryption for in-transit--using TLS--and at rest
- Secure software development through a variety of manual and automatic data security and vulnerability
- Employee training for all staff on employing best practices when handling customer data
- Who is InvestiFi InvestiFi is a fintech company based in Delaware that was founded in 2020 with a goal of democratizing investing by enabling direct investing from an existing account. InvestiFi's investment advisory services are provided through AdvisiFi, LLC, a registered investment adviser wholly owned by InvestiFi. Brokerage services are provided by InvestiFi Securities LLC, a registered broker-dealer.
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Investment advisory services provided by AdvisiFi, LLC (“AdvisiFi”), an investment adviser registered with the Securities and Exchange Commission (“SEC”). Registration does not imply a certain level of skill or training. AdvisiFi is a wholly-owned subsidiary of InvestiFi Inc (“InvestiFi”). Brokerage services are provided by InvestiFi Securities LLC (“InvestiFi Securities”) and RQD* Clearing LLC (“RQD”), SEC-registered broker-dealers and members of FINRA/SIPC. Brokerage services are available only to residents of the United States and in jurisdictions where InvestiFi Securities is registered. Brokerage and advisory accounts are not held with the financial institution and are held with AdvisiFi, InvestiFi Securities, and RQD, respectively. You may check the background of these firms by visiting FINRA's BrokerCheck. Cash and securities offered by InvestiFi Securities and held by RQD are (1) not insured by the FDIC, NCUA or other government agency, or by any private insurance offered in lieu of FDIC or NCUA coverage, (2) not guaranteed, (3) not financial institution deposits or obligations, and (4) may lose value.
Digital assets (cryptocurrencies) are made available and held in a digital wallet maintained by SAFE Trust Company, a Wyoming trust company, not the financial institution or InvestiFi or its affiliates. SAFE is a separate entity from, and not an affiliate of Mid Minnesota Federal Credit Union or InvestiFi. Digital assets are (1) not federally or privately insured; (2) not obligations of Mid Minnesota Federal Credit Union; (3) not guaranteed by Mid Minnesota Federal Credit Union; (4) heavily speculative and volatile; (5) may have associated fees; (6) may not allow account holder recourse; and (7) offered by a third party. Mid Minnesota Federal Credit Union may receive compensation from your purchase of digital assets. Digital assets (i.e. cryptocurrencies) held in your digital asset account with SAFE (i.e. Crypto account) are not insured by any government or private entities, including, but not limited to, NCUA or ASI/ESI. Your digital investing account does not support wallet-to-wallet transferring of your digital assets (i.e. Cryptocurrencies). You should carefully consider whether buying or holding digital assets is suitable for you in light of your financial situation. Digital assets are not obligations of Mid Minnesota Federal Credit Union and are not guaranteed by Mid Minnesota Federal Credit Union.