Every dollar matters when you dedicate yourself to a cause.
Unique Financial Needs That Are Different from Traditional Business
At Mid Minnesota Federal Credit Union, we're committed to providing the specific, low-cost financial solutions and guidance you need to thrive. That is why we are proud to provide a Non-Profit Business Checking Account as a financial solution built specifically for non-profit organizations.
Maximize Your Impact. Minimize Your Expenses.
Fee Savings
- NO Maintenance Fees
- NO Minimum Balance Requirement
- FREE Basic Checks
- FREE Debit Cards
Every month, $0 comes out of your account for fees (with 500 or less transactions) so you can dedicate your money to your mission.
Cash Flow & Control
- FREE Incoming Wires
- FREE Outgoing Domestic Wires (4 per month)
- FREE Automatic Transfers
- FREE Bill Pay (includes ACH Origination)
Handle large grants and critical payments instantly and securely without paying transaction fees.
Access & Convenience
- FREE Mobile Deposits
- FREE Nationwide ATM Networks
- FREE Statements
- NO Monthly Fee on Remote Deposit Capture
Deposit funds instantly and access cash fee-free, giving your team flexibility and saving trips to the branch.
Competitive Interest Rates
Earn more for your mission. With 0.50%APY on balances up to $50,000 and 1.00%APY on balances over $50,000, making an impact with your non-profit is easier. Dividends are paid monthly on this account.
A Partner Who Cares
We don't just serve our community; we're part of it. That partnership is why every decision is made locally—ensuring we can quickly act on what matters most to you
Features to Make Managing Money Easier
Online Banking
Discover more ways to monitor your accounts in Online Banking. Make transfers from one account to another, set up alerts and controls, and print statements or important documents.
Mobile App
Banking anywhere you are is easy with MMFCU’s Mobile App. Similar to Online Banking, you can manage your accounts 24/7 with just your mobile phone!
Remote Deposit
Make your check deposits from the comfort of your home or out running errands with Remote Deposit in the Mobile App. Don’t worry about finding time to go to an MMFCU office to deposit your checks when you have access 24/7.
Make Life Easier with an MMFCU Business Visa® Debit Card
Whether you are purchasing product, equipment or just lunch for your crew an MMFCU Business Visa® Debit Card is convenient and easy. Monitor your spending, set up alerts and controls and even lock and unlock the card all in Online Banking or on the Mobile App.
Business Cash Management For You
Whether you are looking for business credit card processing, merchant services for small businesses or cash management solutions, we have treasury management options to fit your business' unique needs.
Get Your Important Documents When You Need Them
Receive important account information and notifications quickly and securely with Paperless Banking using eDocuments. You can receive statements, tax documents and notices in Online Banking or the Mobile App. Don’t miss out on those important pieces of monitoring your accounts.
Why Choose MMFCU?
Peace of Mind
All credit union checking and savings accounts provided by Mid Minnesota are insured by the National Credit Union Administration (NCUA), an agency of the federal government, for up to $250,000.
Need help or have questions?
Chat with one of our expert staff:
APY= Annual Percentage Yield. Certain restrictions apply. All MMFCU business checking accounts require an initial deposit of $100.00 for Regular Business Checking and Non-Profit Business Checking and $5000.00 for Business Dividend Checking. With each checking account, you are required to open a share savings account (minimum balance $5). First 500 transactions each month are free; a .05-cent fee will be charged for any additional transactions. Non-Profit Business Checking balances up to $50,000 receive .50%APY and balances over $50,000 earn 1.00%APY interest rate on the portion of balance over $50,000. Dividends will be credited on the last calendar day of each month to the Non-Profit Business Checking account.