Home Equity Loans Offer Low Rates & $500 off Closing Costs
If achieving your financial goals is at the top of your priorities in 2026, it's time to put your home's equity to work with a Home Equity Loan. This type of loan allows you to borrow against your equity for key life upgrades:
- Eliminate Debt: Consolidate high-interest credit card and holiday debt into one easy payment with often a significantly lower interest rate.
- Boost Home Value: Pay for necessary remodel projects and upgrades that will increase your home's value, like new countertops, bathroom flooring, and more.
- Create Memories: Fund your special vacation this year, covering the basics like flight and hotel plus those unforgettable extra experiences.
Take advantage of a Mid Minnesota Federal Credit Union Home Equity Loan today to lock in a low rate and save $500 on closing costs!
Ready to unlock your home's value? Apply today, visit your local office or, call or text us at (218) 829-0371.
*APR=Annual Percentage Rate. Payment example: A $100,000 loan at 5.99% fixed, 6.184% APR for 5 years results in 60 monthly payments of $1,937.19; $19.37 per $1,000 borrowed. Rates and terms are subject to change without notice. Rate as of 11/17/25. All loans subject to credit approval and membership eligibility. Additional restrictions may apply, not all applicants will qualify. Loan amounts will be determined by income and other factors, including collateral details. The rate shown is the lowest Home Equity Rate available and your rate may be higher. Properties can be 1-4 single family owner and non-owner-occupied homes or land. For Combined Loan-to-Value ratios (CLTV) up to 80%, Maximum loan amount is $200,000. For CLTV up to 85%, Maximum loan amount is $100,000. Maximum CLTV is 90%. Eligible for homes in Minnesota only.
Consumer should contact tax advisor for further information. Closing costs typically range from $500 to $2,000. Waived closing costs up to $500 on home equity applications. Homeowners insurance is required for all 1-4 single family properties. Full appraisal and Junior Title Policy required for loans over 80% CLTV or exceeding $100,000. Federally insured by NCUA. Equal Housing Lender.