Partnering with a Purpose: Non-Profit Business Checking
Non profit checking accounts offer tailored financial solutions for organizations seeking efficient, cost-effective banking.
Phone Outage:
Our phone lines are currently down. We are working on the issue with our phone provider. Please use the Chat option on our website or log in to Online Banking or Mobile App and send a message or chat.
Business Banking
When local business booms, entire communities grow. Whether you’re just starting out or looking to expand, join the Mid Minn community today. We have the experts, experience and services to help your business grow.
Together We Grow
Our Business Services Team provides you with decades of expertise supporting businesses through growth and expansion. We even have two team members who are also small business owners. Together we put our combined expertise to work helping you and your business.
Business Checking Account
We keep things simple so you can focus on running your business. No hidden fees and many benefits such as – credit on your deposits until the end of the day, a low fee structure and even an interest-bearing option.
Business Savings Account
Make money on your money by earning a higher rate of return with a Money Market Savings Account or Business Term Share Account.
Business Loans
We’re local and we make decisions locally. Our experts are here to lend a helping hand with this whole “when you grow, we all grow” thing by offering competitive rates, flexible terms, and easier ways to apply for business loans.
Business Investments
Your sweat equity in your business is often your retirement plan too. We have investment experts to help you explore all your options.
Treasury Management Services
Whether you are looking for business credit card processing, merchant services for small businesses or cash management solutions, we have options to fit your business' unique needs.
Annual Financial Information Submission
As a Mid Minnesota business member please submit your financial information by using the form below for secure upload.
1
Please provide the following information
- 2025 Personal taxes for each borrower
- 2025 Business taxes for each entity owned by borrower
- Completed Personal Financial Statement
- Completed Business Debt Schedule (if you have business debt outside of MMFCU)
2
Save the Personal Financial Statement application to your computer before filling out
3
Re-save after completion
4
Upload required files to secure site below and provide the following information:
- Personal Financial Statement
- Required 2025 personal taxes for each borrower
- Required 2025 business taxes for each entity
Business Debt Schedule (only if you have business debt outside of MMFCU) - Click “Upload”
Submit documentation here
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When Local Businesses Grow, We All Grow
When local businesses boom, entire communities grow.
Peace of Mind
All credit union checking and savings accounts provided by Mid Minnesota are insured by the National Credit Union Administration (NCUA), an agency of the federal government, for up to $250,000.
Why Choose MMFCU?
It's time to do banking differently. At MMFCU, we believe that true financial growth can only happen when we all grow together. Credit union banking is rooted in locals serving locals, for the good of our community. We care about this community because it's our home too. When you progress, so do we and in turn, we help others do the same. Owned by members (that's you!) and led by members-that's the credit union difference.
Frequently asked questions
- How do I update my address?
In Office or Drive-up
Visit your local branch, let them know that your address has changed, and they will verify some pieces of information before updating your address.
Over the phone
Call us at (218) 829-0371 to request your address be changed. Staff will verify a few pieces of personal information before updating your address.
In Online Banking
Log into your online banking account and click on settings. In the upper right corner at the top click the contact tab across the top. To update your address, click the little pencil to the right it will open up an option for you to enter your new updated address. Click Save. You will have to enter a verification code that will be sent either by text or email to verify your identity. Once you have completed this, your address will update in our system automatically. If you have a PO Box for a mailing address, you will need to change your address in an office, through the drive-up or request a change of address form over the phone.
- How do I transfer money to/from my account at another financial institution?
Make a Loan Payment Tool
To make a payment on a loan with MMFCU using funds from another financial institution, you can utilize our Make a Loan Payment Tool with a debit card or routing and account number from another financial institution.
Direct Pay
To send funds automatically from another financial institution to MMFCU, you can set up a direct pay. This works for loan payments as well. You are also able to set up a direct pay in your local office.
- How do I report my debit or credit card as stolen or lost?
To report your card as lost or stolen, please contact our staff during business hours at (218) 829-0371 and use 1-866-820-8776 for your debit card and 1-866-820-3862 for your credit card, after hours and on weekends. You can also use Online Banking and the Mobile App 24/7 to report your card as lost or stolen. You can even lock and unlock your card.
- What if I need help after hours?
When our staff is not available, you can still manage your money through online banking or mobile app services.
To report a debit or credit card lost or stolen, or that there has been fraudulent activity after hours, please call 1-866-820-8776, 24/7 and they will be able to help you.
Need help or have questions?
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