Invest Where You Bank.
Start investing directly from your checking account.
We’ve partnered with InvestiFi to provide you a new investment portal and a straightforward, secure way to start building a portfolio to pursue your financial goals –all within your existing online and mobile banking experience. You can buy, sell and hold cryptocurrencies, stocks, and ETFs (Exchange-Traded Funds) with no additional apps to download.
Why invest through InvestiFi?
Invest instantly without leaving your bank. InvestiFi connects your checking account directly to the market, eliminating wait times and complicated transfers. With built-in tools for every skill level, it’s the simplest way to manage your spending, saving, and investing—all in one secure spot.
- Connect Instantly: No need for outside apps or long wait times. Use the funds already in your Mid Minnesota Federal Credit Union checking account to start investing immediately. Your money moves at the speed of the market.
- Build Your Strategy: Take the wheel with easy-to-use tools designed for any experience level. Whether you’re looking for long-term goals or exploring new opportunities, you can customize a portfolio that fits your personal goals and risk tolerance.
- Manage in One Place: See the big picture of your finances in a single secure dashboard. Track your investments alongside your checking, savings, and loans—giving you total control over your financial future with just one login.
Crypto Investing from the Credit Union You Know
Take the guesswork out of crypto by trading directly, utilizing the new digital investing portal within Online Banking and the Mobile App. With InvestiFi, you can start building a digital portfolio with as little as $6, using your checking balance for instant purchases without the hassle of third-party transfers. Manage your coins supported by straightforward tools and educational resources designed for every experience level.
Pursue Your Goals with Self-Guided Precision
Move from banking to building a portfolio in seconds using your existing checking balance to buy securities and ETFs. InvestiFi's digital investing portal is designed for every experience level, offering professional-grade tools, educational resources, and a Guided Investing option to help you align your trades with your personal goals. From your first $1 investment to your long-term nest egg, take total control of your wealth.
Frequently asked questions
We're here to help, wherever you are on your financial journey.
- Can anyone invest? No. Only account holders over the age of 18 and in good standing with the financial institution can buy, sell, or hold assets. Commercial accounts are not supported. Account holders residing in TX, ID, or NY are unable to trade.
- Does InvestiFi replace Mid Minnesota Investment and Retirement Services?
No. The new investing portal is included as a benefit of membership for access to self-guided personal, online investments for MMFCU members. For the rest of your investing needs, please continue to work with our Mid Minnesota Investment and Retirement Services financial advisors.
- What is digital investing?
Digital investing means having the power to shape your financial future right at your fingertips. Because the InvestiFi digital investing platform is available within your Online Banking experience, it’s never been more accessible to secure your place in the markets. Whether you’re using a desktop, laptop, or mobile device, the user-friendly tools for trading the coins or securities of your choice are waiting for you.
- What is the relationship between Mid Minnesota Federal Credit Union and InvestFi? Mid Minnesota Federal Credit Union has partnered with InvestiFi to integrate its digital investing platform into our Online Banking experience. This allows you to access InvestiFi’s learning and investing tools directly from within your banking interface and to invest directly from your checking account without having to transfer money to a third-party app.
- What level of security does InvestiFi have?
InvestiFi Inc. has achieved SOC 2 Compliance, an enterprise-grade best practices standard for protecting customers’ data.
Measures taken to achieve this designation include:
- Network and application layer penetration tests performed by industry leading security firms
- Continuous security control monitoring using the highest possible standards
- Data encryption for in-transit--using TLS--and at rest
- Secure software development through a variety of manual and automatic data security and vulnerability
- Employee training for all staff on employing best practices when handling customer data
- Who is InvestiFi InvestiFi is a fintech company based in Delaware that was founded in 2020 with a goal of democratizing investing by enabling direct investing from an existing account. InvestiFi's investment advisory services are provided through AdvisiFi, LLC, a registered investment adviser wholly owned by InvestiFi. Brokerage services are provided by InvestiFi Securities LLC, a registered broker-dealer.
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Investment advisory services provided by AdvisiFi, LLC (“AdvisiFi”), an investment adviser registered with the Securities and Exchange Commission (“SEC”). Registration does not imply a certain level of skill or training. AdvisiFi is a wholly-owned subsidiary of InvestiFi Inc (“InvestiFi”). Brokerage services are provided by InvestiFi Securities LLC (“InvestiFi Securities”) and RQD* Clearing LLC (“RQD”), SEC-registered broker-dealers and members of FINRA/SIPC. Brokerage services are available only to residents of the United States and in jurisdictions where InvestiFi Securities is registered. Brokerage and advisory accounts are not held with the financial institution and are held with AdvisiFi, InvestiFi Securities, and RQD, respectively. You may check the background of these firms by visiting FINRA's BrokerCheck. Cash and securities offered by InvestiFi Securities and held by RQD are (1) not insured by the FDIC, NCUA or other government agency, or by any private insurance offered in lieu of FDIC or NCUA coverage, (2) not guaranteed, (3) not financial institution deposits or obligations, and (4) may lose value.
Digital assets (cryptocurrencies) are made available and held in a digital wallet maintained by SAFE Trust Company, a Wyoming trust company, not the financial institution or InvestiFi or its affiliates. SAFE is a separate entity from, and not an affiliate of Mid Minnesota Federal Credit Union or InvestiFi. Digital assets are (1) not federally or privately insured; (2) not obligations of Mid Minnesota Federal Credit Union; (3) not guaranteed by Mid Minnesota Federal Credit Union; (4) heavily speculative and volatile; (5) may have associated fees; (6) may not allow account holder recourse; and (7) offered by a third party. Mid Minnesota Federal Credit Union may receive compensation from your purchase of digital assets. Digital assets (i.e. cryptocurrencies) held in your digital asset account with SAFE (i.e. Crypto account) are not insured by any government or private entities, including, but not limited to, NCUA or ASI/ESI. Your digital investing account does not support wallet-to-wallet transferring of your digital assets (i.e. Cryptocurrencies). You should carefully consider whether buying or holding digital assets is suitable for you in light of your financial situation. Digital assets are not obligations of Mid Minnesota Federal Credit Union and are not guaranteed by Mid Minnesota Federal Credit Union.