Our phone lines are currently down. We are working on the issue with our phone provider. Please use the Chat option on our website or log in to Online Banking or Mobile App and send a message or chat.
Make sure you are prepared for the largest financial transaction of life.
On average 2 out of 3 members don’t have estate planning documents, like a will or trust, in place.
If this is you, we are here to assist in preparing you for the largest financial transaction of life. Protecting your family’s assets is a part of our Mission to improve members’ financial well-being. Mid Minnesota is proud to provide our members with easy, affordable and secure legal estate planning documents powered by Legal Karma.
Here’s how MMFCU’s powered by Legal Karma Estate Planning process works
Legal Karma staff are available via phone or chat to answer questions.
This may take 3-5 business days.
You can also access your plan in Online Banking or Mobile App. Review these documents to ensure they reflect your wishes.
legally binding at any Mid Minnesota Federal Credit Union office (or by any other notary you prefer).
Need Help?
Whether you want to learn more, are looking for help or are just getting started, our partners at Legal Karma have expert consultants that you can meet with to feel confident in the next step of estate planning.
What is an Estate Plan?
A reliable set of legal documents that allows you to give trusted loved ones control over your assets if for any reason you are unable to manage them.
These documents provide a way to express your wishes for how (and to whom) your assets are distributed. Documents that can be created through Mid Minnesota’s estate planning services powered by Legal Karma include:
- Last Will and Testament
- Revocable Living Trust
- Financial Powers Of Attorney
- Advanced Health Care Directives
- HIPAA Authorization
Information That is Needed for Estate Planning
Information that will be needed when completing the Estate Planning questionnaire powered by Legal Karma, provided through MMFCU’s Online Banking or Mobile App for members includes:
- Children’s information (Full Legal Name and Date of Birth)
- Spouse’s information (Full Legal Name and Date of Birth)
- Personal information for any person or entity that you would like to make an agent for any of the listed positions (Full Legal Name and Date of Birth)
- The Name, Address and Phone Number for any charitable or religious entities that you plan to list as a Beneficiary
- Health Care Provider Information (Name, Address and Phone Number)
- Preferred Mortuary/Internment provider, if known (Name, Address and Phone Number)
Mid Minnesota Powered by Legal Karma Estate Planning Package Options
Wills
Single $299 | Joint $399
Enables member(s) to appoint and authorize agent(s) to make financial and medical decisions. Creates a Will, Financial Power of Attorney, Advanced Health Directive, and HIPAA Authorization.
Trusts
Single $699 | Joint $899
Enables member(s) to appoint and authorize agent(s) to make financial and medical decisions. Creates a Revocable Trust, Pour-Over Will, Financial Power of Attorney, Advanced Health Care Directive, HIPAA Authorization, and Instructions for Funding.
Power of Attorney
$199
Enables member(s) to appoint and authorize agent(s) to make financial and medical decisions. This is also included in the Will or Trust packages. Creates a Financial Power of Attorney, Advanced Health Care Directive and HIPAA Authorization.
Frequently asked questions
We're here to help, wherever you are on your financial journey.
- Are the estate planning documents valid? Yes, the templates were drafted by attorneys based on the laws of Minnesota.
- How long does it take to complete the estate planning questionnaire? On average, it takes 30 minutes to complete the Will Package and 45 minutes to complete the Trust Package.
- Who do I contact if I have questions about the estate planning documents or process?
Customer Support for MMFCU’s estate planning services powered by Legal Karma can be reached at (218) 429-3151, Monday-Friday from 9am to 5pm or via live chat in the questionnaire.
Legal Karma also offers meetings with consultants in English or Spanish. Set up a meeting today.
- Can the questionnaire be completed on a mobile device?
Yes, both MMFCU's Online Banking and Mobile App have the ability to complete the Wills and Trusts forms.
- Can I amend my existing estate documents? Yes, if your existing documents were created through Mid Minnesota Federal Credit Union using Legal Karma, we can support amendments. You can make changes twice in the first 6 months for free.
- After downloading the documents and signing them with the notary, etc., where should I store the documents? These important legal documents are best stored in a safe and accessible location. You may want to consider a safe deposit box. Appointed agents may need to present the documents showing their authority in order to act on your behalf, or on behalf of your estate. Copies of your medical power of attorney and living will/advance directive can be provided to your agent, in case of emergency. If you have created a revocable trust, extra copies of the trust certificate will be helpful when interacting with your financial institutions, title companies, etc. for trust funding purposes.
- If I move to another state, do I need new documents? Every state has its own laws and standards for estate planning documents. It’s best to confer with an estate planning attorney admitted to practice in your new home state.
Why Choose MMFCU?
Need help or have questions?
Chat with one of our expert staff: