Enjoy Greenlight's money app and debit card for free,† with an MMFCU checking account.
COMING SOON!
Teach your kids and teens to earn, save, and spend wisely with a Greenlight debit card.
Get your free† Greenlight subscription today.
Mid Minnesota Federal Credit Union members with an MMFCU checking account can get the debit card and money app for families for free† through our partnership with Greenlight. Register in MMFCU's Mobile App to get started with Greenlight today!
A debit card for kids. And so much more.
What Mid Minnesota Federal Credit Union members get with Greenlight.
- Money management
Send money instantly, set flexible controls, and get real-time notifications. - Chores and allowance
Assign chores and automate allowance — with the option to connect payouts to chore progress. - Savings goals
Set savings goals for what your kids really want — and watch them grow together. - Financial literacy game
Kids play Greenlight Level Up™, the game that makes money concepts easy to understand and fun to learn.
Frequently asked questions
We're here to help, wherever you are on your financial journey.
- How much does Greenlight cost? As a Mid Minnesota Federal Credit Union member, your Greenlight subscription is free†.
- How do I access my free† Greenlight subscription?
If you're a Mid Minnesota Federal Credit Union member, open your Mid Minnesota Federal Credit Union Mobile App, locate the Greenlight widget, and follow the prompts to register your free† Greenlight account. Current Greenlight customers can convert their existing Greenlight account to a free subscription via the same Greenlight widget in the Mid Minnesota Federal Credit Union app as well!
- Do I need an MMFCU checking account to get Greenlight for free†?
Yes! Free† Greenlight is a benefit available exclusively to MMFCU members who maintain an active MMFCU checking account. Don't have a checking account with MMFCU yet? Open one today to qualify.
- Can existing Greenlight customers be added to the program? Yes! When you log into MMFCU's Mobile App look for the Greenlight (GL) Tile. On the next screen there will be a link that says ‘Already a Greenlight Customer’. Once selected, it will launch an experience in the Greenlight App where the customer will be prompted to make updates to their account in order to enroll and qualify in Mid Minnesota Federal Credit Union's (MMFCU's) Greenlight program.
- What is included in my free† Greenlight subscription? Your subscription includes debit cards for up to 5 kids, instant money transfers, spending notifications, chores, automated allowance, the financial literacy game Level Up, and more.
- What additional information is required to open a Greenlight account? Parents can register their family for Greenlight directly from MMFCU's Mobile App. After acknowledging the program and providing consent, the parent will provide the child’s legal first and last name and date of birth. The child’s mobile number is optional if they want to invite their child to the Greenlight app.
- How does a member enroll in Greenlight through MMFCU's App?
In the MMFCU Mobile App, parents will:
- Tap the Greenlight tile in the Mobile App
- Review Greenlight Overview
- Consent to sharing personal and account information with Greenlight for registration purposes
- Complete the Greenlight registration process and download the Greenlight App
- Can I send money to my child’s Greenlight card from MMFCU's Mobile app?
Yes! In MMFCU's Mobile App, tap the child’s name next to their Greenlight balance information. This will launch a new screen showing more information about that child. Hit the ‘Send Money’ button near the top and select the amount, origin and destination of the funds. Add an optional note or picture and tap ‘Transfer’. Funds will be available on their Greenlight card instantly, but may take 1- 3 business days to reflect in your MMFCU account.
- Is the card that my child receives a debit or credit card? Greenlight is a debit card for kids, not a credit card. Parents load money onto the card from their own funding source connected through their Mid Minnesota Federal Credit Union and Greenlight Apps. And because it’s a debit card, kids can’t spend what isn’t there. That’s a pretty valuable life lesson.
- How long does it take for my Greenlight debit card to arrive?
After completing registration or requesting a replacement card, your debit card will arrive within 7-10 business days. If you would like to expedite your shipping for your card to arrive within 2-3 business days, you can call Greenlight's customer service team at 888-483-2645 and request to have your shipping expedited for a one-time fee of $24.99.
- How do I activate my child's Greenlight card?
When your child's card arrives, follow these simple steps to activate it right away:
- Open your Greenlight App. From your Parent Dashboard, you should see a notification prompting you to activate your child’s card.
- Tap on the notification and input the card's expiration date and security code in the app to activate it.
- Next, visit your child's dashboard by clicking their square at the top of your Parent Dashboard.
- Select "Manage Card" then "Set debit card PIN." After the PIN is set, your physical card is activated and ready to use!
- Can the Greenlight debit card be added to the mobile wallet for my child on their phone? Yes, a Greenlight debit card can be added to the mobile wallet on your child’s phone by manually adding the card.
- Can Greenlight card be used internationally?
Yes, the Greenlight card can be used internationally in most countries, and there are no international fees or any foreign transaction fees! For a complete list of countries the card cannot be used click here.
- Is Greenlight safe? Greenlight debit cards are FDIC-insured up to $250,000 and come with Mastercard’s Zero Liability Protection. Greenlight blocks ‘unsafe’ spending categories, sends real-time transaction notifications, lets parents turn cards off at any time, and gives parents flexible ATM and spending controls.
- Is there a Greenlight app for kids?
Kids and parents will both use the same Greenlight App you see in the app store, but have two different experiences and individual login credentials. Parents can set up their child’s login under the child’s profile settings.
Parents will also be able to view certain Greenlight features directly in MMFCU's Mobile App.
- Is there a minimum age to have a Greenlight card? Greenlight supports kids and grownups of all ages. No minimum (or maximum) age here. The Primary (Parent) must be at least 18 years old and a U.S. resident.
- What is complimentary Greenlight account benefit?
Eligible customers have complimentary access to the Greenlight Select plan. This plan is not advertised on Greenlight’s website. Clients can have debit cards and Greenlight app access for up to five kids, including Greenlight’s Level Up™interactive financial literacy content. Users can also set up chores, allowance, flexible spending controls, and alerts withinthe Greenlight app. The select plan does include 2% rewards on savings. This plan does not include Greenlight’s investing.
Need help or have questions?
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The Greenlight card is issued by Community Federal Savings Bank, member FDIC, pursuant to license by Mastercard International.
†Mid Minnesota Federal Credit Union members are eligible for the Greenlight SELECT plan at no cost when they have an active Mid Minnesota Federal Credit Union checking account and connect a Mid Minnesota Federal Credit Union account as the Greenlight funding source for the entirety of the promotion. Eligible non-members can open a checking account to qualify. Subject to minimum balance requirements and identity verification. Upgrades will result in additional fees. Upon termination of promotion, members will be responsible for associated monthly fees. See terms at greenlight.com/promotionsgeneralterms for details. Offer ends 12/1/2029. Offer subject to change and partner participation.
Card images shown are illustrative and may vary from the card you receive.