There are. Mid Minnesota Federal Credit Union has a couple different options. If you are a veteran, VA (Veterans Affairs) would qualify for a $0 down payment loan, or we have USDA (United States Department of Agriculture) and rural development (RD). Those are also our zero dollar payment programs. Learn more or apply for a loan with Veronica Franzen (seen in the video below) or one of our other Mortgage Loan Officers here. Federally insured by NCUA. Equal Housing Lender.