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Mid Minnesota Federal Credit Union (MMFCU)

What sets Mid Minnesota apart from other financial institutions is that YOU, our member owner, has a vested interest in our success. Any profits are returned to our membership in the form of higher dividend rates, lower interest rates on loans, additional technology, and growth in services. 


Field of Membership

Mid Minnesota Federal Credit Union (MMFCU) serves all of Becker, Cass, Crow Wing, Douglas, Morrison, Norman, Otter Tail, Todd, and Wadena Counties as well as the Cities of Aitkin, McGregor, and Palisade, in addition to various townships* in Aitkin County.

If you live, work, worship, or attend school in any of the geographic regions listed above, or are an immediate family member of someone who lives, works, worships, or attends school in these areas, you are eligible for membership. Immediate family includes spouse, parent, stepparent, child, stepchild, grandparents, grandchild, brother, stepbrother, sister or stepsister.

You can become a member if you meet any of the above guidelines. A simple $5 deposit will make you a member owner of MMFCU – allowing you to apply for any of our free and low-cost services. 

*Aitkin County Townships eligible for membership are Aitkin, Farm Island, Fleming, Glen, Hazelton, Jeven, Kimberly, Lakeside, Logan, Malmo, McGregor, Morrison, Nordland, Shamrock, Spencer, Turner, Wealthwood, and Workman Townships.

Please click link for 2020 MMFCU Bylaws.

Sense of Community
One of Mid Minnesota's Core Values is Sense of Community. Our goal is to help out as much as we can in the communities that we serve. 

Thank you to our volunteers!

Your credit union is a member-owned financial cooperative. Member representatives, people just like you, are elected to and serve as volunteers on our Board of Directors. Additional members serve on our Supervisory Committee, Community Advisory Councils and Technology Advisory Council. 

Credit union volunteers take on great responsibility in setting the direction of credit union policy on lending, operations, security, employment and much more. It’s a pretty big job, and they take it seriously.


Current Volunteers


2021 Annual Meeting
MMFCU's Annual Meeting was held at Arrowwood Lodge in Baxter and virtually by Zoom on Wednesday, May 19, 2021.

Member Owners were invited to participate in the 2021 Annual Meeting in-person or virtually. President/CEO, Chuck Albrecht and Board Chair, Theresa Goble updated on the growth of Mid Minnesota, impacts of the pandemic, and what we are working on to improve your financial well-being. We also honored the late Carol Tower and her impact on MMFCU and the credit union movement.


For current employment opportunities, please check out our Careers page