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Build your savings and have a chance to WIN! 

You may be a lucky winner too when you open a WINcentive account. 


WINcentive® Savings is a savings account that offers you the chance to win cash prizes from a state-wide drawing. WINcentive® Savings offers prize drawing entries in return for each time you increase your month-over-month savings balance by $25 (up to 4 entries per month)*. Prize drawings occur monthly, quarterly and annually – so the more you save, the more chances you have to win! You could even end up winning the grand prize of $5,000! In addition to the statewide drawings, MMFCU is also offering a $100 quarterly drawing and a $50 monthly drawings exclusively for our members!

The WINcentive® Savings account at Mid Minnesota is designed to help members improve money habits in a whole new way that actually makes saving FUN! Feel rewarded by watching your savings grow, and experience the excitement of the prize drawings. And, unlike playing the lottery, nothing is lost with WINcentive® Savings. All of the money deposited into your account, plus interest, is yours!

Open an account    Open a Youth Account   Check Application Status     

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WINcentive® Savings makes saving money easy and fun!

Check out current Rates. Become a member today!

Learn more at WINcentive Savings.


For additional information:

Check out recent MMFCU WINcentive® prize winners below! 

Wincentive Winner Betty
Betty V. $1,000 Winner
Image of WINcentive Winner Roger
Roger L. $150 Winner

image of wincentive winner kylee
Kylee M. $100 Winner

Baxter WINcentive winner
Kraig H. $1,000 Winner
Staples WINcentive Winner
Larry C. $1,000 Winner

Little Falls WINcentive WinnersSusan S. $1,000 Winner

*See Member Services for complete terms, conditions, and official rules. Federally insured by NCUA. Truth in Savings