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Build your savings and have a chance to WIN!

WINcentive™ Savings is a savings account that offers you the chance to win cash prizes from a state-wide drawing. WINcentive™ Savings offers prize drawing entries in return for each time you increase your month-over-month savings balance by $25 (up to 4 entries per month)*. Prize drawings occur monthly, quarterly and annually – so the more you save, the more chances you have to win! You could even end up winning the grand prize of $5,000! In addition to the statewide drawings, MMFCU is also offering a $100 quarterly drawing and a $50 monthly drawings exclusively for our members!

The WINcentive™ Savings account at Mid Minnesota is designed to help members improve money habits in a whole new way that actually makes saving FUN! Feel rewarded by watching your savings grow, and experience the excitement of the prize drawings. And, unlike playing the lottery, nothing is lost with WINcentive™ Savings. All of the money deposited into your account, plus interest, is yours!

Open an account

WINcentive™ Savings makes saving money easy and fun!


Check out current Rates. Become a member today!

Learn more at WINcentive™ Savings.

 For additional information:

 Baxter WINcentive winner

Congratulations Kraig H. on being our recent $1000 WINNER! 

Staples WINcentive Winner

Congratulations Larry C. on being a recent $1000 WINNER!

Little Falls WINcentive Winners

Congratulations to Susan S. on being a recent $1000 WINNER!

WINcentive Winners

Congratulations to Robert and Deb H. on being a $1000 WINNER!

WINcentive Winner Aitkin WINcentive Winner Katie

Congratulations Lisa and Katie on being two of the $1000 WINNERS!

WINcentive Winner Mitchell Staples

Mitch also won $1000!

WINcentive Winner SkylarWINcentive Winner Emma

WINcentive Winner

These are only a few of our $100 winners!


*See Member Services for complete terms, conditions, and official rules. Federally insured by NCUA. Truth in Savings