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Monitor your accounts anytime, anywhere with mobile banking on MMFCU’s Mobile App.
Access Your Account Anytime You Want
Whether you are at home, on vacation, or just away from your computer, you don’t have to worry about your MMFCU accounts. Our Mobile App allows you to do the important stuff like transfer funds, pay bills with bill pay, deposit a check from anywhere and even monitor your credit score for free.
Mobile App Download
Manage your accounts from anywhere at anytime with MMFCU’s Mobile App.
Download the Mobile App for your mobile device today!
Perks of the App
With many features and functions to help you manage your accounts, convenience is at your fingertips.
Alerts & Controls
Set up and customize alerts and controls for your accounts, credit and debit cards in online banking or the mobile app and be notified about what you think is important. Using these tools helps you stay informed of activity on your accounts and protects against fraud.
Bill Pay
Pay your bills anytime, anywhere. Set up automatic payments or monitor your payments in our free online bill pay in both Online Banking and Mobile App. Business members also have access that is geared towards their business’ needs.
Digital Wallet
The way we pay for our purchases in-store and online is always changing. Stay up-to-date by adding your Mid Minnesota debit or credit card by using the mobile app to push your information to the digital wallet of your choice.
Manage Your Accounts
Manage your accounts 24/7 with the mobile app. Make transfers, pay bills, set budgets and even monitor your credit score. Banking anywhere is easy!
Paperless Banking
Manage your money and go paperless by registering for eDocuments. You will receive your statements, notices and tax documents electronically. By going paperless you protect yourself from statements being lost, stolen or even delayed in the mail as well as saving on paper and postage for the credit union you own.
Remote Deposit
Make your check deposits from the comfort of your home or out running errands with Remote Deposit in the Mobile App. Don’t worry about finding time to go to an MMFCU office to deposit your checks when you have access 24/7.
Digital Investing
Start Investing Directly From Your Checking Account!
We’ve partnered with InvestiFi to provide you a new investment portal and a straightforward, secure way to start building a portfolio to pursue your financial goals –all within your existing online and mobile banking experience. You can buy, sell and hold cryptocurrencies, stocks, and ETFs (Exchange-Traded Funds) with no additional apps to download
Monitor Your Credit Score in Online Banking or the Mobile App
Mid Minnesota Federal Credit Union has your financial well-being as our number one priority, so we are making it easy for you as we partner with SavvyMoney® so that you can monitor your credit score while using online and mobile banking.
- Start by logging into online banking or the mobile app.
- Then click “Check Your Score” where you see an image similar to the one shown here.
- Annually, download your full credit report from annualcreditreport.com and read through them carefully using the Credit Report Checklist as a guide of what errors to look for. Make three copies of the checklist, one for each of the three nationwide credit reporting companies: Equifax, Experian and TransUnion.
- If you find any mistakes on your credit reports, you should dispute them and we can help. Mid Minnesota has a Disputing errors on your credit reports resource that walks you through how to do this.
- Continue to monitor your score to ensure you have not been a victim of identity theft.
Mobile App System Requirements
Check your device to make sure it meets system requirements for Online Banking or the Mobile App. It is essential to ensure that your device is up-to-date to be able to manage your accounts anywhere 24/7.
Digital Account Deletion
Looking to delete your information from online banking or the mobile app? You'll find instructions on how to do so, by clicking the button below.
Frequently asked questions
We're here to help, wherever you are on your financial journey.
- How do I request deletion of my digital banking information from Online Banking or Mobile App?
You can find instructions to request deletion of your digital banking information from Online Banking or Mobile App. You can find instructions on how to request the deletion here.
- How do I access my account online?
To access your account online, you must register for online banking or the mobile app.
- How do I hide accounts in the Mobile App?
Once you have logged into the Mobil App, click on More from the menu at the bottom of the screen.
On the next screen under Utilities, select Settings.
On the Accounts screen, locate the account that you would like to hide. Click on the arrow on the right-hand side to open the details for the account. Slide the radial button to ‘On’ for Hide This Account and choose Save at the top of the screen.
In the future, if you decide that you would like to see the account again, navigate back to the Account details for that account and slide the radial button to ‘Off’ for Hide This Account.
- How do I sign up for electronic statements?
To sign up to receive your statements electronically every month, you will need to be registered and use Online Banking to view your statements. Then, sign up for eDocuments. Once you sign up for eDocuments, you will receive all notices electronically for statements, tax forms, late notices, etc.
- How do I transfer funds in the mobile app?
To transfer between your own accounts, you can use the transfer tool which is on the bottom of your screen on your mobile phone or android.
You can also use this tool to transfer funds from your account to another MMFCU member, you will need to know the business name or first and last name of who you would like to transfer funds to, as well as the account number that the funds need to go into. To transfer to another member, you would need to click the add account button when you get the deposit account (or the account you want the funds to go to).
- How long is my transaction history available to me in Online Banking?
To limit the storage of personal data, transactions for both member and business accounts will be available going back 24 months for all members.
You may retain transaction history on your accounts by downloading from online banking or a history of all account statements is available in eDocuments in Online Banking or the Mobile App.
For Example:
As of April 1, 2022 I will see transactions dating back to: April 1, 2020
As of March 1, 2022 I will see transactions dating back to: March 1, 2020
As of February 15, 2022 I will see transactions dating back to: February 15, 2020
Need help or have questions?
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Investment advisory services provided by AdvisiFi, LLC (“AdvisiFi”), an investment adviser registered with the Securities and Exchange Commission (“SEC”). Registration does not imply a certain level of skill or training. AdvisiFi is a wholly-owned subsidiary of InvestiFi Inc (“InvestiFi”). Brokerage services are provided by InvestiFi Securities LLC (“InvestiFi Securities”) and RQD* Clearing LLC (“RQD”), SEC-registered broker-dealers and members of FINRA/SIPC. Brokerage services are available only to residents of the United States and in jurisdictions where InvestiFi Securities is registered. Brokerage and advisory accounts are not held with the financial institution and are held with AdvisiFi, InvestiFi Securities, and RQD, respectively. You may check the background of these firms by visiting FINRA's BrokerCheck. Cash and securities offered by InvestiFi Securities and held by RQD are (1) not insured by the FDIC, NCUA or other government agency, or by any private insurance offered in lieu of FDIC or NCUA coverage, (2) not guaranteed, (3) not financial institution deposits or obligations, and (4) may lose value.
Digital assets (cryptocurrencies) are made available and held in a digital wallet maintained by SAFE Trust Company, a Wyoming trust company, not the financial institution or InvestiFi or its affiliates. SAFE is a separate entity from, and not an affiliate of Mid Minnesota Federal Credit Union or InvestiFi. Digital assets are (1) not federally or privately insured; (2) not obligations of Mid Minnesota Federal Credit Union; (3) not guaranteed by Mid Minnesota Federal Credit Union; (4) heavily speculative and volatile; (5) may have associated fees; (6) may not allow account holder recourse; and (7) offered by a third party. Mid Minnesota Federal Credit Union may receive compensation from your purchase of digital assets. Digital assets (i.e. cryptocurrencies) held in your digital asset account with SAFE (i.e. Crypto account) are not insured by any government or private entities, including, but not limited to, NCUA or ASI/ESI. Your digital investing account does not support wallet-to-wallet transferring of your digital assets (i.e. Cryptocurrencies). You should carefully consider whether buying or holding digital assets is suitable for you in light of your financial situation. Digital assets are not obligations of Mid Minnesota Federal Credit Union and are not guaranteed by Mid Minnesota Federal Credit Union.