Everyday Banking
Banking your way, we have you covered with savings, checking, online services at your fingers tips and more!
Personal Banking Made Easy
Discover why credit union banking is better. As part of your community, we understand your needs so we can help you find the right solution. Let’s start with the basics. MMFCU offers a full range of accounts to ensure you’re well-served.
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Online Services
Remember when we said that we’re making personal banking easy?
Check out the services that are available to you online. Manage your money from anywhere.
Promotions
Personal banking with a credit union is different. In our opinion, it’s way better!
Profits come back to our member-owners because we are people helping people.
Calculate Your Options
Savings Goal Calculator
Saving for a down payment on a house? What will it take to reach your financial goal? This calculator helps you find out.
College Savings Calculator
Saving for your children’s education requires a long-term plan.
Compound Savings Calculator
Consistent investments over a number of years can be an effective strategy to accumulate wealth. This calculator demonstrates how to put this savings strategy to work for you.
Savings Goal Calculator
College Savings Calculator
Compound Savings Calculator
Why MMFCU?
It’s time to do banking differently. At MMFCU, we believe that true financial growth can only happen when we all grow together.
Credit union banking is rooted in locals serving locals, for the good of our community. We care about this community because it’s our home too. When you progress, so do we and in turn, we help others do the same. Owned by members (that’s you!) and led by members–that’s the credit union difference.
Frequently Asked Questions
What if I need help after hours?
When our staff is not available, you can still manage your money through online banking or mobile app services.
To report a debit or credit card lost or stolen, or that there has been fraudulent activity after hours, please call 1-866-820-8776, 24/7 and they will be able to help you.
What is my member number?
Your member number is essentially another form of ID for our staff to be able to pull up your account information. Your member number will be given to you at the time of opening your account. However, your member number is not used in any other way than to find you in our system. It is not necessary to know your member number, as there are multiple ways to find your accounts in our system, but if you should request it, staff can let you know after verifying a few pieces of information about you.
What is my account number?
Each account that you have with us has its own unique account number. Again, our staff can help you get this information, but only after you verify a few pieces of information about yourself. You can also find your account numbers in online banking or the mobile app.
Setting up direct deposit? You will also need your routing number for the financial institution you want the funds to go to. The same can be said if you are going to set up automatic payments to another financial institution or company. See the above FAQ for what your routing number is.
How do I make a loan payment?
In Office or Drive-Up
Make your payment with the tellers.
Over the Phone
Call us at (218) 829-0371 and make the payment over the phone.
Write out a check for the payment amount and mail to us:
MMFCU
PO Box 746
Brainerd, MN 56401
Make sure that your name is on the check along with either the account number in the memo line or the type of collateral the loan is for (i.e: 2007 Dodge Ram, Mortgage Payment, HELOC payment, etc).
Night Deposit Box
Use the night deposit box at your local branch.
Transfer Funds in Online or Mobile Banking
To transfer between your own accounts, you can use the transfer tool which is on the bottom of your screen on the MMFCU Mobile App on your mobile phone (it is under ‘Transfer & Pay’ when logged in to Online Banking). Select the account you want the funds to come from and then select the loan you want to make a payment on. Finally, you will need to select the type of payment you’d like to make.
Make a Loan Payment in Online or Mobile Banking
Make a Loan Payment Tool
To make a payment on a loan with MMFCU using funds from another financial institution, you can utilize our Make a Loan Payment Tool with a debit card or routing and account number from another financial institution.
Direct Pay
To send funds automatically from another financial institution to MMFCU, you can set up a direct pay. This works for loan payments as well. You are also able to set up a direct pay in your local office.
From the Blog
Visit the Blog
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Money & Minimalism Webinar
Discover what living a Minimalist life might look like for you through exploring Minimalist values, identifying what may be anchoring you to a less-than satisfying life, and learning to cut the clutter in your life, home, and finances.
