You Can Help...
Just as a small spark can ignite a devastating forest fire, a seemingly minor lapse in caution can open the door to significant financial fraud. The good news? With a little vigilance and personal responsibility, we can all play a crucial role in preventing both.
Think of it this way: a forest fire often starts with something avoidable—a forgotten campfire, a careless spark. Similarly, many fraud attempts rely on catching us off guard, exploiting a moment of distraction or urgency. But just as we learn to properly extinguish a fire and be mindful of dry conditions, we can adopt habits that make us incredibly resilient to financial scams.
At MMFCU, we're dedicated to protecting your hard-earned money. However, the first and most effective line of defense starts with you. Here are three simple, yet powerful, actions you can take to help prevent fraud:
1. STOP AND PAUSE. If you get a phone call, email, text, or mail that requests immediate action or sounds too good to be
true, hit the brakes. Find a way you trust to contact that organization or person to get more information. Don't use the contact information provided in the notice. It could be from the bad guys.
2. NEVER PROVIDE PERSONAL INFORMATION. Do not share sensitive details like your Social Security number, usernames, passwords, or account numbers in response to unsolicited requests. Legitimate organizations, especially your credit union, won't ask for this in an unsecure way.
3. SET UP ACCOUNT ALERTS. We offer robust alert features for a reason! Take a few minutes to set up notifications on your
accounts. You'll be instantly notified about transactions or other activities, like new logins or attempts to open new accounts in your name. This early warning system can help you detect and stop suspicious activity quickly.
By taking these simple, thoughtful steps, you become an integral part of preventing fraud. It's about being prepared, being mindful, and taking that personal responsibility to safeguard what's yours. Together, we can keep our financial futures secure and strong.