Medicare is not automatic for everyone. You are eligible to sign up for Medicare starting three months before your 65th birthday, and then three months after. You can sign up later, however, there may be a late enrollment penalty if you were able to enroll in Medicare B (medical coverage) but failed to do so. So, mark your calendar.
DIFFERENT PARTS OF MEDICARE
There is original Medicare, which is Medicare Part A and Medicare Part B. • A covers hospital stays. • B covers medical care like a routine doctor visit and diagnostic testing. • D covers prescription drug costs. • Medicare Advantage combines all of these into one plan. (This is Medicare Part C). While this may offer convenience, these coverage options do have specific networks to access care. With Medicare Part A & Medicare Part B, you are not limited to a specific network of doctors. Take that into consideration as you look at your Medicare options.
GUIDANCE YOU CAN TRUST
When it comes to Medicare, one size does not fit all.
The Insurance Office at Mid Minnesota Federal Credit Union welcomed Tom Kuppich, a dedicated expert on Medicare you can trust and have direct access to. Tom can help navigate the sometimes overwhelming world of Medicare as your local licensed agent. Visit
mmfcu.org/medicare to learn more and schedule an appointment with Tom. We are not affiliated with Medicare or any government agency. We do not offer every plan available in your area. Currently we represent 8 organizations which offer 61 products. Please contact
Medicare.gov or
1-800-MEDICARE, or your local State Health Insurance Program to get information on all of your options. This is an advertisement.
