Understanding the Digital Wallet: A Guide to Modern, Secure Payments
Explore the benefits and features of a digital wallet for secure and convenient transactions.
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Take MMFCU with you, wherever you go. Manage your money easily whether you are across town or across the country.
Easy and Convenient
Looking for a way to manage your accounts 24/7 from the comfort of your home, at the kids’ soccer game or from the white sands of the beach you’re vacationing at? With Mid Minnesota Online Banking services we have ways for you to stay up to date on all things happening with your accounts. From depositing a check in our Mobile App to transferring funds in Online Banking, and even setting up alerts and controls on your MMFCU Debit or Credit Card, rest assured you have access to managing your accounts as if you were in one of our offices.
Credit Union Banking at Your Fingertips
Online Banking
Discover more ways to monitor your accounts in Online Banking. Make transfers from one account to another, or even from you to another member! Make payments to your loans at MMFCU with a click of a button, print statements or other important documents, or even set up a savings budget.
Mobile App
Banking anywhere you are is easy with MMFCU’s Mobile App. Similar to Online Banking, you can manage your accounts 24/7 with just your mobile phone! With additional online services that allow you to deposit a check into your account from anywhere, transfer funds and even monitor your credit score!
Bill Pay
Pay your bills anytime, anywhere. Set up automatic payments or monitor your payments in our free online bill pay in both Online Banking and Mobile App. Business members also have access that is geared towards their business’ needs.
Remote Deposit
Make your check deposits from the comfort of your home or out running errands with Remote Deposit in the Mobile App. Don’t worry about finding time to go to an MMFCU office to deposit your checks when you have access 24/7.
Digital Wallets
The way we pay for our purchases in-store and online is always changing. Stay up-to-date by adding your Mid Minnesota debit or credit card to the digital wallet of your choice.
Paperless Banking
Receive important account information and notifications quickly and securely with Paperless Banking using eDocuments. You can receive statements, tax documents and notices in Online Banking or the Mobile App. Don’t miss out on those important pieces of monitoring your accounts.
Alerts and Controls
Alerts & Controls for MMFCU Credit and Debit Cards are available in Online Banking and Mobile App. Using these tools help you stay informed of your card activity and protect against fraud, so please take a few minutes to set-up your preferred Alerts & Controls for each Debit and Credit Card.
Payments are made easy at MMFCU.
Write a check, have us deduct them from your paycheck, make payments at an office or in online banking, or even set up automatic withdrawals. Choose whatever works best for you!
Monitor Your Credit Score In Online Banking or the Mobile App
Mid Minnesota Federal Credit Union has your financial well-being as our number one priority, so we are making it easy for you as we partner with SavvyMoney® so that you can monitor, build or establish your credit score.
With SavvyMoney® you can use their tools to help with your credit score, setting credit score goals, and even checking your financial wellness. Start by logging into online banking or the mobile app and click “Check Your Score.”
Digital Investing
Start Investing Directly From Your Checking Account!
We’ve partnered with InvestiFi to provide you a new investment portal and a straightforward, secure way to start building a portfolio to pursue your financial goals –all within your existing online banking experience. You can buy, sell and hold cryptocurrencies, stocks, and ETFs (Exchange-Traded Funds) with no additional apps to download.
Frequently asked questions
We're here to help, wherever you are on your financial journey.
- How do I know what is pending on my account?
To know what is pending on your account you can either call us at (218) 829-0371 or log into online or mobile banking. To see pending purchases or debits on your account, click on one of your accounts in online banking or the mobile app. Pending transactions will be listed at the top and marked as pending.
For pending deposits, you can contact us and our staff will be glad to help you.
- How do I request deletion of my digital banking information from Online Banking or Mobile App?
You can find instructions to request deletion of your digital banking information from Online Banking or Mobile App. You can find instructions on how to request the deletion here.
- How do I access my account online?
To access your account online, you must register for online banking or the mobile app.
- How do I hide accounts in Online Banking?
Once you are logged into your Online Banking, click on Settings in the banner at the top right of the screen.
Once you are on the Settings screen, click Accounts.
On the Accounts screen locate the account that you would like to hide. Once you have found the account, click on the pencil icon to open the details for the account. Check the box for Hide This Account and choose Save.
If you decide in the future that you would like to see the account again, navigate back to the Account details for that account and uncheck the box for Hide This Account.
- How do I hide accounts in the Mobile App?
Once you have logged into the Mobil App, click on More from the menu at the bottom of the screen.
On the next screen under Utilities, select Settings.
On the Accounts screen, locate the account that you would like to hide. Click on the arrow on the right-hand side to open the details for the account. Slide the radial button to ‘On’ for Hide This Account and choose Save at the top of the screen.
In the future, if you decide that you would like to see the account again, navigate back to the Account details for that account and slide the radial button to ‘Off’ for Hide This Account.
- How do I sign up for electronic statements?
To sign up to receive your statements electronically every month, you will need to be registered and use Online Banking to view your statements. Then, sign up for eDocuments. Once you sign up for eDocuments, you will receive all notices electronically for statements, tax forms, late notices, etc.
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Investment advisory services provided by AdvisiFi, LLC (“AdvisiFi”), an investment adviser registered with the Securities and Exchange Commission (“SEC”). Registration does not imply a certain level of skill or training. AdvisiFi is a wholly-owned subsidiary of InvestiFi Inc (“InvestiFi”). Brokerage services are provided by InvestiFi Securities LLC (“InvestiFi Securities”) and RQD* Clearing LLC (“RQD”), SEC-registered broker-dealers and members of FINRA/SIPC. Brokerage services are available only to residents of the United States and in jurisdictions where InvestiFi Securities is registered. Brokerage and advisory accounts are not held with the financial institution and are held with AdvisiFi, InvestiFi Securities, and RQD, respectively. You may check the background of these firms by visiting FINRA's BrokerCheck. Cash and securities offered by InvestiFi Securities and held by RQD are (1) not insured by the FDIC, NCUA or other government agency, or by any private insurance offered in lieu of FDIC or NCUA coverage, (2) not guaranteed, (3) not financial institution deposits or obligations, and (4) may lose value.
Digital assets (cryptocurrencies) are made available and held in a digital wallet maintained by SAFE Trust Company, a Wyoming trust company, not the financial institution or InvestiFi or its affiliates. SAFE is a separate entity from, and not an affiliate of Mid Minnesota Federal Credit Union or InvestiFi. Digital assets are (1) not federally or privately insured; (2) not obligations of Mid Minnesota Federal Credit Union; (3) not guaranteed by Mid Minnesota Federal Credit Union; (4) heavily speculative and volatile; (5) may have associated fees; (6) may not allow account holder recourse; and (7) offered by a third party. Mid Minnesota Federal Credit Union may receive compensation from your purchase of digital assets. Digital assets (i.e. cryptocurrencies) held in your digital asset account with SAFE (i.e. Crypto account) are not insured by any government or private entities, including, but not limited to, NCUA or ASI/ESI. Your digital investing account does not support wallet-to-wallet transferring of your digital assets (i.e. Cryptocurrencies). You should carefully consider whether buying or holding digital assets is suitable for you in light of your financial situation. Digital assets are not obligations of Mid Minnesota Federal Credit Union and are not guaranteed by Mid Minnesota Federal Credit Union.