Home Loans

50,000 people who call Mid Minnesota their home, trust us to help them finance their “home sweet homes.”

Credit Union Mortgages

Our team of consultants offer mortgage services customized to your needs. They’ll help you explore options and rates, calculate different scenarios and see why credit union mortgages are better. After the closing. Mid Minnesota Federal Credit Union is still here providing locally serviced mortgages. Your local credit union is proud to be an equal opportunity housing lender.

Learn More About Mortgages

Home Equity Loans

We offer home equity loans for almost every scenario. Chat with an MMFCU consultant, or see the options below, to find one suited for you.

With some of the best rates in town and flexible options, we’re confident you’ll find what you need. For short-term borrowing, we also offer home equity loans.

Learn More About Home Equity Loans

Building & Remodeling Loans

We offer single close construction and remodeling loans.

Chat with an MMFCU consultant to find one suited for you. With some of the best rates in town and flexible options, we’re confident you’ll find what you need. For short-term borrowing, we also offer home equity loans.

Learn More About Building Loans 

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Rates at a Glance

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Curious about rates?

See the current rates available with Mid Minnesota.

Check Rates
Rates as low as 7.29% APR

Home Property Equity

Rates as low as 9.94% APR

Property Improvement Loan

Rates as low as 6.50% APR

Construction

Rates as low as 8.75% APR

Home Equity Line of Credit (HELOC)

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Why MMFCU?

It’s time to do banking differently. At MMFCU, we believe that true financial growth can only happen when we all grow together.

Credit union banking is rooted in locals serving locals, for the good of our community. We care about this community because it’s our home too. When you progress, so do we and in turn, we help others do the same. Owned by members (that’s you!) and led by members–that’s the credit union difference.

Discover MMFCU

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Need help choosing the right loan?

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