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Unless you own a crystal ball, it’s difficult to predict your needs as they may arise down the road of your financial journey. 

Planning for the future is about making the best choices for you and your family, whether it’s improving your standard of living or protecting your financial future. Mid-Minnesota Federal Credit Union proudly offers products to help give you peace of mind, minus the crystal ball.


Annual Credit Report

Annualcreditreport.com allows you to request a free credit file disclosure, commonly called a credit report, once every 12 months from each of the nationwide consumer credit reporting companies: Equifax, Experian and TransUnion.


Payment Protection

Are you thinking about taking out a loan? MMFCU’s voluntary Payment Protection will cancel or waive your loan payment(s), up to the contract maximums if a protected event such as disability, loss of life, family leave or involuntary unemployment occurs. Help play it safe by asking Member Services about protecting your loan payments.


Guaranteed Asset Protection (GAP)

Protect your financial well-being. Guaranteed Asset Protection (GAP) cancels or reduces the difference between your vehicle insurance company’s settlement amount and the remaining loan amount (directly related to the vehicle purchase), up to the maximums allowed by the credit union and/or state, in the event your vehicle is stolen or damaged beyond repair.


Vehicle Warranty Coverage

Lemons don’t just grow on trees. Even the most reliable vehicle can develop a mechanical problem. That's why so many people depend on Route 66 Warranty. No matter where you travel in the U.S., we protect against major mechanical expenses, and there is no deductible on covered parts and labor. All of our plans come with Rental Car Allowance and 24-hours/7 days a week Emergency Roadside Service. When life hands you lemons, make sure you have coverage.


Verified by VISA

Verified by VISA provides a level of confidence for your online shopping. It protects you against unauthorized purchases on your VISA credit or debit card when shopping online. Click Verified by VISA to register your VISA card.


Your purchase of Payment Protection is optional and will not affect your application for credit or terms of any credit agreement required to obtain a loan. Certain eligibility requirements, conditions, and exclusions may apply. Please contact Member Services or refer to the Member Agreement for a full explanation of the terms of Payment Protection. You may cancel the protection at any time. If you cancel protection within 30 days you will receive a full refund of any fee paid. DP-1144045.1-0315-0417

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