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Unless you own a crystal ball, it’s difficult to predict your needs as they may arise down the road of your financial journey. 

Planning for the future is about making the best choices for you and your family, whether it’s improving your standard of living or protecting your financial future. Mid Minnesota Federal Credit Union proudly offers products to help give you peace of mind, minus the crystal ball.

Annual Credit Report allows you to request a free credit file disclosure, commonly called a credit report, once every 12 months from each of the nationwide consumer credit reporting companies: Equifax, Experian and TransUnion.

Payment Protection

Are you thinking about taking out a loan? MMFCU’s voluntary Payment Protection will cancel or waive your loan payment(s), up to the contract maximums if a protected event such as disability, loss of life, family leave or involuntary unemployment occurs. Help play it safe by asking Member Services about protecting your loan payments.

Protection when it matters... We are here to help!

In your time of need, our claims process is quick and easy. If you elected payment protection on your loan, you can use this convenient claims process to quickly and easily file your claim for any of the following Payment Protection Products:

  • Life
  • Family Medical Leave
  • Disability
  • Involuntary Unemployment

To begin, please fill out a claim form at CUNA Mutual.

If you prefer, call 1-844-707-4964 to begin the process and a CUNA Mutual Group Claims Specialist will guide you through the process.

CUNA Mutual Group is the marketing name for CUNA Mutual Holding Company, a mutual insurance holding company, its subsidiaries and affiliates. Payment protection products include debt protection products available through the credit union and MEMBER'S CHOICE® credit life and credit disability insurance underwritten by CMFG Life Insurance Company. 

Auto Advantage 

Protect your financial well-being. Guaranteed Asset Protection (GAP) cancels or reduces the difference between your vehicle insurance company’s settlement amount and the remaining loan amount (directly related to the vehicle purchase), up to the maximums allowed by the credit union and/or state, in the event your vehicle is stolen or damaged beyond repair. Auto Deductible Reimbursement (ADR) will reimburse you up to $500 for each qualified claim for three years, covering ANY vehicle that you title and insure (a maximum of $1000 per year).

Vehicle Warranty Coverage

Lemons don’t just grow on trees. Even the most reliable vehicle can develop a mechanical problem. That's why so many people depend on Route 66 Warranty. No matter where you travel in the U.S., we protect against major mechanical expenses, and there is no deductible on covered parts and labor. All of our plans come with Rental Car Allowance and 24-hours/7 days a week Emergency Roadside Service. When life hands you lemons, make sure you have coverage.

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