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In addition to our many consumer and home loan products, we have a variety of additional loans to offer. And just because you don't see it here, doesn't mean you can't ask. Odds are, we can meet your needs!

'Tis the season

Holiday Cash Loans

Make gift giving a little less stressful with a Holiday Cash Loan. Available November 1, 2018 through December 24, 2018.  with a minimum of $500 and a maximum of $2,000. Enjoy rates as low as 4.99%apr for those with an active MMFCU checking account and auto pay relationship. The Holiday Cash loan will be paid back over a 10-month period. Holiday Cash dollars can be used for your holiday purchases anywhere you want to shop. You can apply online or print an application and return to any Mid Minnesota branch.  



Give yourself a gift this Holiday Season! Qualified borrowers may be able to skip up to two months of payments on a variety of MMFCU loans, including, auto, boat, RV and more. Enjoy a little more holiday spending money, click for the Skip-A-Payment application or stop into your local branch to apply today!


Property Improvement Loans

What can a Property Improvement Loan cover? Virtually everything… Build a shed, tar the driveway, construct a deck, add a new roof, remodel the kitchen and more! It’s not an equity loan, it’s an improvement loan! Applying is easy too – visit us in person, complete a loan application online or apply by phone!

Consumer Goods

What are you looking for? If we haven't covered it in any of our other categories we can likely finance it with a Consumer Goods Loan! 

Single Pay Loans

Borrow for a short term with a single pay note. These loans have no payments during the term - all principle and interest is due at the end. Single pay loans can be used for many different reasons, including an advance on your income tax return! 

Share-Secured Loans

Borrow at an amount equal to the balance in your Share or CD account at a special reduced rate of interest! 

Line of Credit 

This is a revolving credit loan plan which requires you to apply only once, yet take advances on your credit line as often as you need! Obtain cash advances up to a specified limit with a simple phone call, or by using any of our 24-hour automated services - Phone Teller, Online and Mobile Banking, even by ATM! Transfer funds directly to your MMFCU checking account and go shopping. Or avoid bouncing that check with this handy line of credit designed to kick-in when you have exceeded the balance in your MMFCU checking account. Convenient!