Type |
Annual Percentage Rate (APR) |
| AUTOS & MOTORCYCLES |
|
| Rates as low as |
2.74%APR |
| BOATS & RVS |
|
| Rates as low as |
2.74%APR |
|
OTHER SECURED
(ex. include but are not limited to ATV, snowmobile and personal watercraft)
|
|
| Rates as low as |
4.74%APR |
| Note: Rates based on model year, mileage of vehicle, length of loans, credit history and MMFCU relationship. |
|
|
|
| Line of Credit & Overdraft |
18.00%APR |
|
|
| Preferred Line of Credit |
|
| Rates as low as |
6.49%APR |
| Personal Loan (unsecured) |
|
| Rates as low as |
9.49%APR |
| Shared Secured |
|
2% over highest term share or savings rates currently offered by MMFCU or 2% over share rate used as collateral, whichever is higher.
(Promotional accounts are excluded when determining rate.) |
|
VISA Credit Cards
|
|
|
*VISA SIGNATURE Rewards Credit Card
Variable rate (Last day of previous month Prime Rate + individual beacon score)
Rates as low as
|
12.49%APR
|
|
VISA Classic Credit Card
Non-variable Rate (adjusted January 1 & July 1 based on individual Beacon score)
|
8.99%APR
|
|
VISA Platinum Rewards Credit Card
Non-variable rate (adjusted January 1 & July 1 based on individual Beacon score)
|
9.99%APR
|
|
|
| HOME LOANS |
|
| Construction Loans |
3.99%APR |
|
|
Jumbo Loans ( over $453,100 - $1,500,000)
|
Call for quote |
|
Home Equity Line of Credit (HELOC)
Based on loan to value and last day of last month Prime Rate or 4.5% whichever is greater; rates adjust monthly.
Rates as low as
|
5.25%APR
|
|
Home Property Equity
Based on loan to value
Rates as low as
|
3.24%APR
|
|
Property Home Improvement
Rates as low as
|
6.24%APR
|
|
Student Loans
Rates as low as
|
6.50%APR
|
| Note: Rates based on loan to value, length of loan, credit history and/or MMFCU relationship. |
|
|
|
All rates effective 10/31/2019 - Subject to Change.
Loans rates presented assume a checking/auto pay relationship. If borrower has no checking/auto pay relationship, add 0.25% APR to all loan rates.
APR = Annual Percentage Rate. Current Prime Rate 4.75%
“Consult your tax advisor about deductibility options. The HELOC is a variable rate product based upon the Prime Rate. The maximum HELOC rate is 18.0% APR.
