Type |
Annual Percentage Rate (APR) |
| AUTOS & MOTORCYCLES |
|
| Rates as low as |
1.74%APR |
| BOATS & RVS |
|
| Rates as low as |
1.74%APR
|
|
OTHER SECURED
(ex. include but are not limited to ATV, snowmobile and personal watercraft)
|
|
| Rates as low as |
3.74%APR |
| Note: Rates based on model year, mileage of vehicle, length of loans, credit history and MMFCU relationship. |
|
|
|
| OVERDRAFT LINE OF CREDIT |
18.00%APR |
|
|
| PREFERRED LINE OF CREDIT |
|
| Rates as low as |
6.49%APR |
| PERSONAL LOAN (UNSECURED) |
|
| Rates as low as |
9.49%APR |
| SHARED SECURED |
|
2% over highest term share or savings rates currently offered by MMFCU or 2% over share rate used as collateral, whichever is higher.
(Promotional accounts are excluded when determining rate.) |
|
| VISA® CREDIT CARDS |
|
|
*VISA® SIGNATURE REWARDS CREDIT CARD
Variable rate (Last day of previous month Prime Rate + individual beacon score)
Rates as low as
|
10.74%APR
|
|
VISA® CLASSIC CREDIT CARD
Non-variable Rate (adjusted January 1 & July 1 based on individual Beacon score)
Rates as low as
|
8.99%APR
|
|
VISA® PLATINUM REWARDS CREDIT CARD
Non-variable rate (adjusted January 1 & July 1 based on individual Beacon score)
Rates as low as
|
9.99%APR
|
|
|
|
HOME LOANS
|
|
| CONSTRUCTION LOANS |
3.99%APR |
|
|
|
HOME EQUITY LINE OF CREDIT (HELOC)
Based on loan to value and last day of last month Prime Rate or 4.00% whichever is greater; rates adjust monthly.
Rates as low as
|
4.00%APR
|
|
HOME PROPERTY EQUITY
Based on loan to value.
Rates as low as
|
3.24%APR
|
|
PROPERTY HOME IMPROVEMENT
Rates as low as
|
6.24%APR
|
|
STUDENT LOANS
Rates as low as
|
6.00%APR
|
| Note: Rates based on loan to value, length of loan, credit history and/or MMFCU relationship. |
|
|
|
|
|
All rates effective 4/23/2021 - Subject to Change.
Loans rates presented assume a checking/auto pay relationship. If borrower has no checking/auto pay relationship, add 0.25% APR to all loan rates.
APR = Annual Percentage Rate. Current Prime Rate 3.25%
“Consult your tax advisor about deductibility options. The HELOC is a variable rate product based upon the Prime Rate. The maximum HELOC rate is 18.0% APR.
