The More You Know The More You Grow
The financial world can feel intimidating. There’s a lot to learn and frequent changes, and decisions that feel like high stakes. This is why we’re passionate about helping our members and community build financial literacy. Our team at MMFCU has plenty of expertise and we want to share it with you. Why? Because Together We Grow.
Financial Education
Part of Mid Minnesota Federal Credit Union’s mission is to provide resources to help improve the financial well-being of our members and communities at large. Mid Minnesota offers information, seminars, and other educational opportunities by partnering with our local communities, employers and schools to promote financial literacy for a better future.
Teaching Your Students & Employees
Most of MMFCU’s work is in the classroom and with existing organizations already serving those needing additional financial education. We have partnered with more than 20 different school districts, businesses and organizations (county social workers, group homes, and Lutheran Social Services).
Below are a few of the educational topics we can offer free of charge with NO promotional materials in settings such as schools or businesses.
Money Management
Budgeting Basics! You will learn how to create a budget and follow it. Also, in this workshop we will discuss needs versus wants, and how your values play a role in your own personal budget.
Identity Theft
MMFCU staff will educate on the various types of identity theft and how to avoid being a victim. Effective password development and presenting yourself safely online are also discussed.
Networking
You may have heard the saying, “it’s not what you know, it’s who you know”. . . in our personal and professional life that often holds true. Gain additional networking confidence.
Credit Reports
There are often many questions involving credit reports. In this workshop, you will get answers to the following questions: What is a credit report? How is a credit score determined? What is a credit report used for, and how do you keep it in good condition?
Request a PresentationPoverty Simulation
Facing – and the Faces of – Poverty
We all know poverty exists. But do we really understand what it is like to live in poverty? The Poverty Simulation program is designed to help individuals better understand poverty by stepping into the real-life situations of others struggling with, and living in, poverty. Mid Minnesota Federal Credit Union facilitates the Poverty Simulations to help raise awareness and increase our understanding of the challenges individuals and families living in poverty face each day. This first hand exercise results in greater empathy and may inspire local change.
Mad City Money
Mad City Money is a hands-on simulation that gives youth a taste of the real world – complete with career, salary, spouse, student loan debt, credit card debt, and medical insurance payments.
During the simulation, they must select housing, transportation, food, clothing, childcare – all while building their budget. Students experience unexpected windfalls and unplanned expenses, just like real life. They write checks and use debit cards for their purchases and must balance both their checkbooks and their budgets. Participants learn how basic personal finance skills can help them avoid financial problems in the future and gain a valuable new perspective on their choices with money.
Lutheran Social Services Financial Counseling
Experts from Lutheran Social Services (LSS), a partner of Mid Minnesota’s in providing financial education, can help you take charge of your finances for good.
MMFCU members have access to up to six sessions of free and confidential financial counseling per year. MMFCU also partners with LSS to provide free webinars throughout the year. Check out our upcoming events page for more information.
From the Blog
Visit the BlogMoney Management Basics Webinar
Learning how to manage money can create solid financial foundations, from building a minimum emergency reserve all the way to maximizing retirement savings.
Online Safety Webinar
This video is about staying safe while online. As disturbing as it may be, there are predators lurking online. It is important for students to know how to stay safe and avoid exposing sensitive personal details while engaging in social media.