Bill Pay
Pay your bills anytime, anywhere, with our online bill pay.
Pay Who You Want, When You Want
Mid Minnesota’s Bill Pay allows you to pay virtually anyone or any company within the United State and Puerto Rico with Online Banking or the Mobile App.
Personal Bill Pay
Save time, money and stay organized by paying your bills from the comfort of your home, but without having to write a check or go to multiple different websites.
With MMFCU’s Bill Pay, have all of your payments in one place to make things convenient and easy. You have the control of when and how much you want to pay.
Bill Pay for Businesses
Are you looking for a robust tool specifically geared toward your business needs?
Try Bill Pay for your business and get the ability to delegate permissions and tasks, custom reporting and don’t even worry about writing anymore checks.
Need More Information on Bill Pay?
Why MMFCU?
It’s time to do banking differently. At MMFCU, we believe that true financial growth can only happen when we all grow together.
Credit union banking is rooted in locals serving locals, for the good of our community. We care about this community because it’s our home too. When you progress, so do we and in turn, we help others do the same. Owned by members (that’s you!) and led by members–that’s the credit union difference.
Frequently Asked Questions
What is Bill Pay?
Bill Pay is a service that allows you to pay virtually anyone or any company through your online banking account. You determine who you want to pay, when you want to make a payment and which account you want the payment to come from. It’s safe, secure and easy to use.
Who can I pay with Bill Pay?
You can pay virtually any business or individual with a mailing address within the United States and Puerto Rico. Examples: utilities, cable, cell phone, credit cards, or individuals such as a landlord or a babysitter…just to name a few.
How do I enroll in Bill Pay?
It’s easy, just log into Online Banking at the top of this webpage and under the “Transfer & Pay” menu select Bill Pay.
How do I start using Bill Pay?
You start by entering a payee or company’s billing information found on a bill, then enter payment amount and click the date you would like the payment to be made and click SUBMIT.
How are online payments delivered?
Payments are sent one of two ways- electronically or by paper checks. The majority of payments are delivered electronically. Your payment information, such as your account number, is sent via secure transmission. Paper checks are mailed via the Postal Service.
Is Bill Pay secure?
Paying bills online is one of the safest ways to pay bills. It helps guard against identity theft from lost or stolen checkbooks, bills and statements. You maintain tighter control of your accounts with real-time access to your payment activity.
How long does it take for a payment to be received?
When you are scheduling your payment date, you will see the available dates on the calendar that payments can be made. It is typically within 2 to 7 days.
When do funds come out of my account for bills?
Most scheduled payments are sent electronically and funds are withdrawn from your account on the payment date. If your payment is made by paper check, the funds will be withdrawn from your account when the payee deposits the check.
Can I pay bills same day?
Some larger companies accept same day payments. When scheduling your payment date, you will see if there is a same day option for that payee and any cost associated with the same day processing.
Can I pay bills with my phone?
Mid Minnesota’s Bill Pay system allows you more flexibility when and where you want to use it. You can access Bill Pay via a mobile device with the same access and abilities as using Bill Pay on your PC.
Download the MMFCU Mobile App today from iTunes or Google Play.
Do I need to download a new app to use Bill Pay from my phone?
No, you will access Bill Pay from Mid Minnesota’s Online Banking Mobile App.
Download the MMFCU Mobile App today from iTunes or Google Play.
Are there any payment limits when a payment is sent electronically?
Yes, there are limits on the amount you can send for an electronic payment to both a business and an individual.
The following limits apply to payments being sent electronically to a business:
For individuals:
Daily limit – $7,000
Monthly limit – $20,000
For businesses:
Daily limit – $10,000
Monthly limit – $30,000
The following limits apply to payments being sent electronically to an individual:
Maximum limit daily of $1,000 per transaction
Daily limit – $2,000
These are the monthly electronic payment thresholds. Once the sum of payments exceeds the limit, the payment will automatically remit as a check.
