Business Banking
When local business booms, entire communities grow. Whether you’re just starting out or looking to expand, join the Mid Minn community today. We have the experts, experience and services to help your business grow.
Together We Grow
Our Business Services Team provides you with decades of expertise supporting businesses through growth and expansion. We even have two team members who are also small business owners. Together we put our combined expertise to work helping you and your business.
Your Local Business Lenders
Scott Antolak
A decade of commercial and business lending knowledge to help your business. He received a Political Science degree from Saint John’s University and a Masters in International Business from Saint Mary’s University. Contact Scott by email: santolak@mmfcu.org or by phone: (218) 822-5110.
Cody Einerson
The credit union difference of “people helping people” is lived out by both supporting local business owners in achieving their dreams, by serving on the Becker County United Way Board, and on the ice as an assistant coach for the Detroit Lakes High School Boys Hockey team. Contact Cody by email: ceinerson@mmfcu.org or by phone: (218) 325-6536.
Annual Financial Information Submission
As a Mid Minnesota business member please submit your financial information by using the form below for secure upload.
Please provide the following information:
- 2023 Personal taxes for each borrower
- 2023 Business taxes for each entity owned by borrower
- Completed Personal Financial Statement
- Completed Business Debt Schedule (if you have business debt outside of MMFCU)
Steps for uploading documents:
- Save the Personal Financial Statement application to your computer before filling out
- Re-save after completion
- Upload required files to secure site below:
-
- Personal Financial Statement
- Required 2023 personal taxes for each borrower
- Required 2023 business taxes for each entity
Business Debt Schedule (only if you have business debt outside of MMFCU) - Click “Upload”
Submit documentation here -
Why MMFCU?
- As a member, you are an owner
- Community matters to us. We give back by volunteering, providing scholarships, grants and donations in each community we serve
- We are local, but we make nationwide banking easy with access to your money through 5,900 credit unions and nearly 30,000 ATMs
Frequently Asked Questions
What if I need help after hours?
When our staff is not available, you can still manage your money through online banking or mobile app services.
To report a debit or credit card lost or stolen, or that there has been fraudulent activity after hours, please call 1-866-820-8776, 24/7 and they will be able to help you.
How do I report my debit or credit card as stolen or lost?
To report your card as lost or stolen, please contact our staff during business hours at (218) 829-0371 and use 1-866-820-8776 for your debit card and 1-866-820-3862 for your credit card, after hours and on weekends.
Are there additional costs to use Shared Branching?
There are no fees for basic services such as deposits, transfers and withdrawals. Please call ahead to the shared branch you will be using for additional services and any fees associated with that service.
How do I update my address?
In Office or Drive-up
Visit your local branch, let them know that your address has changed, and they will verify some pieces of information before updating your address.
Over the phone
Call us at (218) 829-0371 to request your address be changed. Staff will verify a few pieces of personal information before updating your address.
In Online Banking
Log into your online banking account and click on settings. In the upper right corner at the top click the contact tab across the top. To update your address, click the little pencil to the right it will open up an option for you to enter your new updated address. Click Save. You will have to enter a verification code that will be sent either by text or email to verify your identity. Once you have completed this, your address will update in our system automatically. If you have a PO Box for a mailing address, you will need to change your address in an office, through the drive-up or request a change of address form over the phone.
How do I transfer money to/from my account at another financial institution?
Make a Loan Payment Tool
To make a payment on a loan with MMFCU using funds from another financial institution, you can utilize our Make a Loan Payment Tool with a debit card or routing and account number from another financial institution.
Direct Pay
To send funds automatically from another financial institution to MMFCU, you can set up a direct pay. This works for loan payments as well. You are also able to set up a direct pay in your local office.