Financing a car or truck is just plain easy at your credit union. Our competitive rates and terms, coupled with a number of ways to conveniently apply, make borrowing for your next vehicle an all-around enjoyable experience. 
 
Benefits 
Buy used vehicles at our "NEW" Rate!  
Most lenders offer a lower rate for brand new models. We do too, however we have a different definition of "NEW"!  Current model years, plus any vehicle up to three model years old will receive our new vehicle loan rate.Click here to calculate your payment. 
 
Apply anytime, anywhere  
  • Apply for your vehicle right here on our website.
  • Take advantage of one of our dealer partnerships offering “On-The-Spot” financing.
  • Give us a call and apply over the phone.
  • Request an application and fax it to any of our convenient locations.
  • And don't forget - you can always stop in and visit us at our offices in Alexandria, Baxter, Brainerd, Crosby, Little Falls, Pequot Lakes and Staples!
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    Apply by Smartphone 
    Using your smartphone - go to mmfu.org and choose apply for loan. Quick and easy access anytime-anywhere, directly from your smartphone! 
     
    Automatic Payment  
    Your vehicle loan can be set up to automatically withdraw your payment on a specific day. We can deduct the amount due from your regular paycheck. Use our free PC Teller service and make your loan payments right on your home computer, anytime you'd like. Dial us up on Phone Teller and transfer payments to your loan by pressing a simple series of buttons. ...And if you prefer to write a check every month, we can do that too. Loan coupons can be sent as regular reminders of payment due. 
     
    Protection Services 
    For just a few pennies a month, you can rest assured your purchase is protected.  Mid-Minnesota offers several Protection Services designed to give you peace of mind.   
     
    My Insurance Information  
    My Insurance Information is designed to provide insurance verification on all MMFCU loans through Allied Solutions. Members can enter insurance information and Allied will verify the information with their agent! 
     
    Apply now! 
     
     
    Advertised auto rates for loans may vary due to credit rating and checking/auto pay relationship. All loans are subject to approval. Certain restrictions apply. APR=Annual Percentage Rate 
     
     
     
     
    NCUA
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