What sets Mid-Minnesota apart from other financial institutions is that you, our member/owner, has a vested interest in our success. Any profits are returned to our membership in the form of higher dividend rates, lower interest rates on loans, additional technology, and growth in services.  
Your credit union is a member-owned financial cooperative.  Member representatives are elected to and serve as volunteers on our Board of Directors.  Additional members serve on our Supervisory Committee, Community Advisory Councils and our Teen Advisory Council.  
Credit union volunteers take on a fiduciary responsibility in setting the direction of credit union policy on lending, operations, security, employment and much more.   
MMFCU Board of Directors 
The Board of Directors of Mid-Minnesota Federal Credit Union consists of eight individuals from varying communities throughout central Minnesota. 
Rhonda Smith, Chairman 
Jeff Wig, First Vice Chair 
Mark Korwin-Kuczynski, Second Vice Chair 
Theresa Goble, Secretary 
Jason Anakkala 
Geoff Gorvin 
Bunny Johnston 
Al Kolling 
MMFCU Supervisory Committee 
The primary function of your Supervisory Committee is to regularly audit all facets of the credit union, including financial management, administration, and operational practices. These volunteer members play an important role in our direction, ensuring the safety and security of your credit union funds. 
Wayne (Bill) Bailey, Chairman 
Cindy Nelson, Member 
Geoff Gorvin, Member 
Mike Woodard, Member 
Community Advisory Council 
Credit unions are community organizations, formed by and owned by our members. Keeping with this tradition, Mid-Minnesota has formed Community Advisory Councils. These council members will serve as ambassadors for MMFCU – sharing information about our services while gathering vital input. 
Bill Franzen 
Mike Porwoll 
Tamera Lee 
Glenda Kvitek 
Randy Jansen 
Ed Spilman 
Karen Bolz 
Mel Dahlberg 
Pat Krueger 
Rod Carlson 
Calvin Lutzke 
Barry Nelson 
Roland Anderson 
Sheldon W. Sanborn 
Little Falls 
Jan Erwin 
Barb Hoheisel 
Cathy Hartle 
Aaron Olson 
Pequot Lakes 
Kathy Bittner Lee 
Leroy Dudgeon 
Julie Gowen 
Deb Sommer 
Larry Oaks 
Cindy Hidde 
Al Kolling 
Dave Jessop 
Vern Drake 
Terri Duff 
Tom Neznik 
Teen Advisory Council 
The Teen Advisory Council is made up of local students and adults serving as ambassadors for MMFCU – sharing information and gathering input about credit union services and financial management for a growing segment of our membership. 
Benjamin Allen 
Kelsey Binggeli 
Delaney Kennedy 
Karen Riewer 
To earn member loyalty by providing them resources to improve their financial well-being. 
Core Values 
Integrity - Team Work - Sense of Community - Personal Responsibility 
MMFCU Privacy Policy Attachment (12/2012) 
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