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Join the club! Your credit union has a free Gold Club, Teen Club and Kids Club! There is no charge to be part of these clubs, nor is there a minimum balance to maintain. If you have an account at Mid-Minnesota, and you fall within the age ranges below, you're a club member!
MMFCU Gold Club
Our Gold Club is an exclusive club for MMFCU members age 55 and better. Discounted services, free newsletters, and low price travel opportunities are available to Gold Club members. Best of all, there are is no fee to join the club. We don't ask you to maintain a minimum balance or a required number of services, just your usual $5.00 share account.
GOLD CLUB BENEFITS
- Discount Travel Opportunities
- GOLD Workshops
- Driver Safety Courses Cost is $10 per person.
- FREE Quarterly Newsletter - EUREKA!
- Checking with no Monthly Service Charge Plus one FREE box of checks...every year!
- Free VISA Debit Card
- Free 24-Hour Phone Teller
- Free PC Teller Spooked by technology? Ask us about our PC Teller workshops - They're fun and free!
- Free Direct Deposit ...and much more!
MMFCU Teen Club
Teen years are fun and exciting. Mid-Minnesota Federal Credit Union's Teen Club offers exclusive benefits for members 13 -18 years old. It's free to its members and is a simple and inexpensive way to introduce teens to the world of finance, while offering added bonuses along the way -- like our Teen Trax newsletter written for teens by teens.
Our Regular Teen Checking account does all this
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Helps you form good budgeting habits, but wont cost a penny with no minimum balance, no monthly service charge and one free box of checks a year. You can even have your school mascot on the checks.
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Establishes good credit history, giving you more buying power in the future for things like school loans, a credit card or car/truck loan.
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Gives you ownership and responsibility for your money; and as you are learning, Overdraft Protection will help avoid costly mistakes.
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Provides peace of mind for your parents; as you gain more freedom, they know if you ever need immediate access to money your Free VISA debit card is accepted virtually anywhere.
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Enables you to check your account balance anywhere, anytime with Free 24-hour access using PC Teller or Phone Teller.
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Saves you money. What does everyone in high school want? Your own set of wheels. Whenyou have a checking account at Mid-Minnesota you save .25%APR on your auto loan; with this extra money you can pay for things like gas.
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Plus your checking accounts allows you to prove that you are ready for more responsibilityby keeping your parents involved - a parent or guardian must co-sign for any member under the age of 18.
Prior to opening a checking account or receiving a credit card, you will be asked to take a test. This isn't a test that you have to study forIts easy and impossible to fail (even if you don't know the answers). The test will hopefully give you some valuable insight into check writing, using credit, and other financial related topics.
MMFCU Kids Club
The Dimes to Dollars Youth Club is free to all MMFCU members age 12 and under. The Dimes to Dollars kids club features MMFCU's mice Mascots; Mid-Minnie Mouse, Missy Mouse, Mid-Meanie, and his sidekick Fred Mouse.
- Free Kids Club Newsletters, News Bites
- Free Birthday Greetings
- Free Family Movie Days
- Free Birthday Gifts and more!
- Meet the Club Mascots!
- Print out a picture of Mid-Minnie and Missy Mouse to Color!

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