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With a variety of ways to save, Mid-Minnesota Federal Credit Union has programs for everyone, from the Wall Street investor to the "rainy day" saver. All savings provided by Mid-Minnesota are insured by the National Credit Union Administration (NCUA), an agency of the federal government, to $250,000.
Super Savers
A savings account that pays you interest based upon your average monthly balance. See our rate sheet for details.
Term Share Certificate
With a minimum deposit of $500 you can earn a higher return on your investment. Terms vary from 3 to 48 months. With an MMFCU checking account you receive an additional .25%APY on your certificate. See our rate sheet for details.
Money Market Savings
Earn more without a long term commitment. Minimum balance to open is $25,000. Dividends are compounded and paid monthly*. Access your funds with our 24-hour services include AMT, Phone Teller and PC Teller with a maximum of six transactions a month**. The more you invest the more you earn.
Tier Categories: $25,000 - $49,999 | $50,000 - $99,999 | $100,000 - $249,999 | $250,000+
*If balance falls below $25,000 in a given month a $15 fee will be assessed. ** A per item fee of $10 for each withdrawal or transfer in excess of six during a month will be charged.
Term Share Certificate (Age 18 and younger)
Money doesn't grow on trees, but your kids will think so... Mid-Minnesota members age 0-17 earn great rates with traditional Term Share Certificates for 6, 12, 18, 24, and 36 month terms with a $100 MINIMUM DEPOSIT. Plus, increase your interest rate by .25%APY when the adult certificate holder has a checking account at Mid-Minnesota. Stop by or call today for details!
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